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Taking on capital 1


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Hi,

 

Can i just confirm that it is the same process for credit cards as it is banks - in terms of getting charges back. Sorry to ask i have been looking on threads but can't seem to find out for sure.

 

I think i have got just about all my statements from capital 1 with a huge amount of charges on! I can only afford to pay the minimum per month and then they charge me about the same amount for being overdrawn - its a vicious circle and they are lovin every minute of it!

 

Hmmm me thinks something should be done about this!

Halifax -

LBA sent 12/05/06 for £1,232

 

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  • 2 weeks later...

My boyfriend is currently paying an attachment of earning to Capital one - as a result of capiatal one applying loads of charges.

 

Would it still be ok to make a claim against Capital one for the charges he incurred before it went to court?

Halifax -

LBA sent 12/05/06 for £1,232

 

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He certainly would.....

 

Also, did they issue anything like a defaault notice against him, or a CCJ?

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Oh god yeah!

Halifax -

LBA sent 12/05/06 for £1,232

 

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It may be of importance for you to have a good read through the FAQ section in relation to default notices, more so if the level of charges imposed is close to, or above the value of the default (when issued).

 

See HERE and HERE

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Cheers jonni,

 

I will have a read - although i'm crap at getting my head around things like this!;)

Halifax -

LBA sent 12/05/06 for £1,232

 

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Guest Lueeze

Just keep plugging at it and soon you will reap results...

 

It takes a while to understand all the in's and out's of this sort of stuff (thats why im on here so often!:roll: )but once you get the idea its mainly plain sailing!

 

Good Luck

 

Lou x

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I know- i thought i'd never get my head around claiming charges but now that is easy! The more you read the aesier it becomes!

 

Cheers,

Helen8-)

Halifax -

LBA sent 12/05/06 for £1,232

 

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Couldn't agree more:wink:

 

 

Please stay on this thread, merged!

Halifax -

LBA sent 12/05/06 for £1,232

 

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Halifax -

LBA sent 12/05/06 for £1,232

 

Make a donation

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.co.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

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