Unknown creditor BHAP0042 at Equifax

[arthur256]

This has been variously reported as Capital One and/or Aqua.

 

I looked at the numbers quoted (last 4 digits) and they do not match either, as far as I can see.

 

Aqua has recently changed its office and computer, and have become rather chaotic. They just charged me interest - even though they had collected the previous balance in full by DD. They used to be handled by HBOS in Dunfermline, but no more.

 

No doubt somebody will soon work out who BHAP0042 really is.

 

Cheers

 

Arthur

[BRIGADIER2JCS]

Write to the DATA CONTROLLER at Equifax, formally require that Equifax discloses exactly what the entry title means, you have a right to know this.

 

My guess is this may be a 'debt purchasers' ID code.

[arthur256]

Thanks. Will do, but I doubt it is a 'debt purchaser'. My accounts are not likely to be for sale, being totally up-to-date since opened, both Capital One and Aqua cards. Equifax have been renumbering some entries, but this is more than a renumbering.

Edited August 11, 2013 by ims21

[renegadeimp]

This seems to be happening a lot. There are quite a few reports on other sites, and we have started getting similar complaints as well.

[arthur256]

I can now confirm that this creditor is quite obviously Aqua Mastercard, a brand of Progressive Credit Ltd. In addition to the current card, they have also somehow resurrected an old account which I closed at the start of 2013. It shows as unreported for the intervening months. The account numbers reported are nothing like the actual card numbers. As both show as paid up to date I am not particularly bothered but relieved that I know who it is.