Payplan

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hello again cag'ers

 

Does anyone know if I can take one of our creditors out of the dmp and deal with them directly please.

 

many thanks for any advice

[sequenci]

It's not generally the rule that you would be able to do that - unless they''re a 'priority debt' - Is there a reason why you would want to do that?

 

Best wishes,

 

Seq.

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thanks for the reply

 

There is a court order on that particular debt and I object to them getting an extra payment if i give payplan some extra money. I would prefer to pay that creditor by direct debit the exact amount that the court has said I should pay, no more and no less. They took out the court order after we had been in the dmp for 3 years, we had never missed a payment.

[sequenci]

You're right to do that. You would usually keep a CCJ out of the DMP and pay the instalment as instructed by the court.

[squarepeg]

We were already in the DMP for 3 years before Weightmans took me to court, so it has stayed in the plan - i will email my case worker and tell her to remove weightmans from the plan and see what she says.

[sequenci]

Just tell them that they are now a judgment creditor and that you have to stick to the instalment order as instructed by the court.

 

The reason why this is so important is that failure to meet the instalment would breach the terms of the judgment and would allow the creditor to use further enforcement.

 

You're doing the right thing.

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Update...

Payplan immediately removed Weightmans from the dmp for me to pay them direct as per CCJ.

Hopefully my dmp will now end in August, Payplan are contacting all the creditors for the final balances which hopefully will not be much different from the £220 that they estimate.

 

Thanks for help with this.

[Wintry]

Update...

Payplan immediately removed Weightmans from the dmp for me to pay them direct as per CCJ.

Hopefully my dmp will now end in August, Payplan are contacting all the creditors for the final balances which hopefully will not be much different from the £220 that they estimate.

 

Thanks for help with this.

 

Hi

 

As the saying goes .... "all is well that ends well"

 

Best Wishes