Payday Loan Markers against property?

[amyc501]

I have used payday loans in the past when I've struggled to make ends meet. These have been settled on time and show on my credit report as such. The last one was in in January 2013. My partner who I live with spoke to his financial advisor who has told him there are payday loan 'markers' against the address and this will cause an issue when we sell. I have done some research and can't find any information on these or how to get them removed- has anybody every heard of this and do you know if it will affect the sale of a property? I thought credit went against me not the address so I'm a bit confused? Will the property sale be affected by this? I can understand it may affect my ability to get a mortgage but didn't realise it would impact the sale of a property?

 

Thanks

[renegadeimp]

There are NO markers against an address. There is no such thing as a blacklist against an address and even a half decent financial advisor would know this.

The only thing i can think of is that they have a charging order against your property. And if this is true, they have abused the court system to get it, and could only have gotten it after they won a CCJ , you failed to pay it, and failed to respond to the court.

 

I think you need to check trustonline.org and/or the land registry.

 

Something is definitely not right here, and you need to check everything to find out what it is.

[26072004]

Its probably just an entry on your credit file confirming you had a loan and it was paid back.

 

If it went into arrears this would also show, I dont know how long they last on your credit file.

 

It would appear a lot of status lenders are now looking at PDL's on peoples credit files as proof they cant manage their finances, its stupid because its the banks refusing to lend ,that push people to these lenders in the 1st place.