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Various DCA's keep chasing statute barred Next catalogue debt


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Can they ignore the statute barred and proceed with court proceedings? Or is it right to send Robinson way a statue barred letter? What do we do about drydens?

If they issue a CC claim statute barred is a complete defence.

In England and Wales SB for CCard Debt and unsecured loans = 6 clear years with no payment or unequivocal written acknowledgment. The clock starts the date a contractual payment was due and not made, after which no further payment or acknowledgment was made..

 

 

Just write to Drydens on the lines of (amend to suit)

 

 

Sir/Madam,

 

 

Ref: Alleged debt for £ xxx.xx.

Re: Your Client Robinson Way Their Ref:xxxxxxxxxxxxx

 

 

 

 

Please take note I do not acknowledge any debt to your client or any company it may to represent.

 

 

For the avoidance of any misunderstanding this alleged debt is Statute Barred therefore I will not now or in the future make any payment or offer of payment.

 

 

Drydens should now close the file on this matter and return it to its client.

 

 

Any further contact in any for from Drydens or its client will treated as harassment and suitable action will be taken including but not limited to a complaint to the FCA.

 

 

signed for post, check delivery.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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old and new thread merged

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Morning, I've just wrote the letter to drydens - should I sign it, leave it blank or just write my name?

Initial with a squiggle!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Will do! Once again thank you for your help and advice. I'm prob a bit soft but all this is keeping me awake at night again - thinking they'll come in and take the TVs etc!

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Will do! Once again thank you for your help and advice. I'm prob a bit soft but all this is keeping me awake at night again - thinking they'll come in and take the TVs etc!

A very long way to go before any such action can be taken!!

This is a "catalogue" debt they would have to justify the cost of any punitive action, probably not worth it imo.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Will do! Once again thank you for your help and advice. I'm prob a bit soft but all this is keeping me awake at night again - thinking they'll come in and take the TVs etc!

 

wherever did you get that idea from?

 

a DCA or their fake/tame solicitors - ARE NOT BAILIFFS

 

and

 

HAVE NO SUCH LEGAL POWERS.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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