HSBC credit card - Should I even bother?

[Harry890]

Hello again,

 

I was having a clear out the other week & found a HSBC credit Card I used to have around 10-11 years ago. (2002 or 2003)

The reason I ask why I should even bother trying to put in a claim, is that I no longer have any paper work or statements for the 4 or so years that I had the card. And I'm also hazey on dates I had the card.

 

All I remember is I got the card when I was around 19 years old & maxxed the card out at £3000 limit pretty fast lol I paid the minimum payment for around 3 years until I had enough of the extortionate interest fees & just cleared the balance & closed the account in 2005-2006. I remember vaguely something about insurance on the card, but I'm not 100%.

 

Because I have no evidence to back up my very vague claims & it was over 6 years ago, would it be easier to just use one of the dreaded claims companies or can someone link me to a template letter I could send them & hope for the best?

 

Please advise

 

Thank you

[fuzzybobble]

Best to send them a Subject Access Request. There's a template in the stickies at the top of the PPI forum. Then they should send you all the paperwork and statements. Don't tell them it's for a PPI claim though.