Response to SB Letter

[spacecadet5767]

Thanks guys. You, as always, have been extremely helpful and generous with your knowledge.

 

I will keep the letter and see what happens next. If they continue to send letters, I will do as advised and contact the authorities.

 

Many thanks again!

[BRIGADIER2JCS]

Hi spacecadet,

CB is spot on,

 

If you want you can now state that the account remains in dispute, as they have failed to furnish unequivocal proof that the alleged payment was made by you or how it was made.

[spacecadet5767]

Thanks Brigadier! I salute you, Sir.

[BRIGADIER2JCS]

Thanks Brigadier! I salute you, Sir.

 

Hi if you need any help just let me know.

[spacecadet5767]

UPDATE : Hi Brigadier, I need your advise (and possibly another stern letter).

 

I have just received a very thick envelope from Capquest, regarding the SB account, which they are claiming is not (due to a mysterious £1 payment).

 

In it they have included a stack of photocopied statements from the original creditor, one of which contains the mysterious payment of £1, on the date they claim.

 

However, nowhere on the statement or in the covering letter, does it state who made the payment, by what method etc etc.

 

This isn't 'unequivocal' proof that I made any payment is it?

 

They state in their letter, that this stack of photocopies proves that the account is not SB as a payment was made in the last 6 years and they await my letter/call for payment.

 

Your help as always would be appreciated.

 

Thanks.

[BRIGADIER2JCS]

Hi spacecadet,

Ok what is the date of this payment, were you in any kind of repayment plan at the time of this alleged payment?

Would you have made a CCA request, statutory fee is £1.00?

[spacecadet5767]

Alleged payment is July 2007.

 

No repayment plan. And it would be a strange one at that if there were sporadic one off £1 payments with no set sequence?!?!?!

 

I have NEVER made a CCA/SAR request to anyone EVER!

 

Thanks.

[BRIGADIER2JCS]

It is certainly suspicious that this ''payment'' comes to light now, what date in July please?

[spacecadet5767]

02 July.

[Old Cogger]

they are trying it on - the asshols, sure Brig will supply a useful letter for you! asking them to prove source of payment>

[BRIGADIER2JCS]

02 July.

Good, then ignore Crapquest until the 3rd of JULY, the SB letter already sent did NOT restart the 6 year clock.

[BRIGADIER2JCS]

they are trying it on - the asshols, sure Brig will supply a useful letter for you! asking them to prove source of payment>

Don't think we'll need to do anything as yet 2nd July 2007 less than a month to go anyway, so unless Crapquest do anything silly leave well alone.

[Old Cogger]

agree there then!

[BRIGADIER2JCS]

agree there then!

 

Yep:-)

[spacecadet5767]

Thank you Brigadier.

 

I'll leave it be for now then.

 

Just out of curiosity, what did you mean by doing something silly?

[BRIGADIER2JCS]

Thank you Brigadier.

 

I'll leave it be for now then.

 

Just out of curiosity, what did you mean by doing something silly?

 

Attempting further collection activities.

[spacecadet5767]

OK. Thanks again Brigadier.

 

I'll update as and when anything happens.

[spacecadet5767]

UPDATE : Hi Brigadier, I need your help again please. Had a phone call from Robinson Way regarding their alleged debt. This after I sent the SB letter and they sent a reply stating that they were investigating my SB claim.

 

Since the letter regarding their pending investigation I have had no further communication from them.

 

The person asked me to identify myself and run through the security questions. I refused to play ball and said I do not ever confirm/deny my identity and I assuredly never ever give out personal info over the phone to ANYONE!

 

At that point I hung up.

 

Advice? Another letter?

 

Thanks.

[dx100uk]

let them play

 

well done.

 

dx

[BRIGADIER2JCS]

let them play

 

well done.

dx

I agree let them mess around. I have known RW try to ''encourage'' individuals to admit liability for such debts so you have done the right thing.

[Old Cogger]

Leave them on the phone and carry on what you were doing? they will get fed up waiting for you to come back on the phone, = cost them not you!

Edited June 11, 2013 by Old Cogger

[spacecadet5767]

Thanks guys!

[Bazooka Boo]

Silly fools, stick the handset in the drawer and carry on doing something more interesting, like watching paint dry....

[renegadeimp]

I'm a fan of just whistling down the phone till they hang up, or playing Gangnam style down it. Remember, it is YOUR phone, not theirs. You have every right to do whatever you feel like when you are on it. These muppets have no right to call you and only do to try and get you to give them info so they can fabricate a debt.

[spacecadet5767]

Thanks again everyone for all the help and support.

 

You're all brilliant!