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CCD REFUND appears on statment?


pennybrodie7
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:confused: I'm in an IVA and my LLoyds account is one of my creditors. They (LLoyds) continue to send me monthly statements adding further O/D interest even though i'm in the IVA and have been since 14.2.2006? (I thought that no further interest would be added once in an IVA?) Today though i've received my 'normal' monthly statement and on it is a deposit! of 287.63 pounds with the payment type as CCD REFUND? Anybody know what this is?

 

I sent the S.A.R - (Subject Access Request) letter on 9.8.06, received copy statements on 7.9.06 and i total my charges to be 4756.50!! Also, when i manage to get all of my charges back, can LLoyds insist that the money due to me has to go into my LLoyds account (which i no longer use and is part of my IVA!), or can i ask for a cheque? Would be grateful if anybody else out there has had the same/similar experience with LLoyds. Penny

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  • 5 years later...

My guess that this means Customer Care Department.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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What do you estimate your charges to have been ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Sorry I see you said they were 4756.50.

How has the refund impacted on the balance PRIOR to it ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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