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Student Loans Company // Avantis credit.


flynnkev1
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I've recently received a letter from avantis credit at my current address saying:

 

We have been in instructed by our client to verify the whereabouts of flynnkev1 . Formely resident at (previous address) in relation to a business matter.

 

Some facts in relation to this my credit file shows the following information:-

 

Account type Student Loan

Account number ***7085 0

Account holder status Gone-away

Account start date 20/11/1998

Opening balance £ 2,784

Regular payment £ £ 43

Repayment frequency Monthly

Date of default 15/10/2007

Default balance £ 2,784

 

They also have a CCJ Issued by Bryan carter with the following information

 

 

Judgment date

24/07/2007

Amount

£ 2,287

Court name

Northampton

 

1) Whilst I did have another address. I still owned my property and had a mortgage ,

and was able to receive post (they changed the address without my knowledge)

2) At the time of the default I was at University the second time around and receiving a student loan.

3) I found out about the ccj after the event and made my last payment to brian carter in october 2007 the date of the default

4) I believe my first student loan was taken out in october 1997 and they have rolled the 97 loan into the 98 one.

5) Can I CCA Then?

6) I've not earned over 15k and do not currently earn over 15k

 

 

Any advice what i should/can do would be greatly appreciated.

 

cheers

 

kev

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