wescot credit services & united utilities

[scarly]

A couple of years ago, when I first moved out on my own,

I was young and stupid and ran up a few small bills, then left my flat and the debt behind.

 

I'm now a mum with a young baby and am on benefits.

Who cannot afford to pay anymore out for bills a month than I already do!

 

Wescot's have sent 2 letters to my parents house, claiming to be collecting debt owed on behalf of united utilities.

 

They say I owe 290 pound, which i am certain I never owed that much.

 

My parents have said if they turn up or anything they will be quite happy to say they don't know where I am.

 

But will they send someone?

 

And if I do just ignore this will they find me?

 

And do I have to pay them or can I just get back in touch with united utilities and pay them the money I actually owe??

 

As I said I am on benefits and struggling as it is.

 

Any advice would be appreciated, I

 

have no idea what I'm dealing with or what my rights are here!

[BRIGADIER2JCS]

Hi Welcome toCAG,

Are you on thr electoral register where you are now?

How long is it since this bill was incurred?

Do you have these letters? If so do they state if Wescott are acting on behalf of UU?

[dx100uk]

ignore them

unless the UU have personally sent you a bill in the last 12mths

 

they can do nothing

 

wetcloths are a DCA they ARE NOT BAILIFFS

 

and HAVE NO SUCH LEGAL POWERS.

 

if some muppets does turn up at the house

 

tell them to leave and call the police

 

dx

[scarly]

I'm not on the electoral role at my current address no. I was on the electoral role at my parents house when I lived there, which I don't now, so technicly they haven't even found me. The bill is from about 2 years ago, The letters say that they are acting on behalf of united utilities.

 

Thanks for advice dx! Makes me feel a bit more relaxed!

[BRIGADIER2JCS]

OK if you want to be rid of the debt you can approach UU directly as they still own the account, or as dx suggests ignore until they find you.

[scarly]

If i ignore them until they find me will they be able to add more money on? and will they actually find me eventually?

Do you think if I spoke to united utilities directly they would let me make really low monthly repayments? or will they want alot of money, I really haven't got very much money spare.

Thanks!

Edited February 2, 2013 by scarly

[dx100uk]

at this stage i'd leave things as be.

 

ok you did a runner & p'haps agree? with the bill but not of that level

or have no idea?

 

no-one can add anything to the blll no,

 

have you looked at your cra file?

 

p'haps use the last known address rather than where you are now?

 

i'm just sceptical if

1. you owe this

2.that much.

3. if you even know WHAT the debt should be!

 

dx

[scarly]

I don't really know how much it was but am pretty sure it was less than 200 pound. I don't know what a cra file is??

Thanks

[dx100uk]

hi ya

 

see below for CRA details

 

ah i see the sigs are not working in this forum..

 

hang on..

 

dx

[dx100uk]

Credit Reference Agencies:Experian Equifax CallCredit noddle

 

 

Sort Your Debts Now - -

here

 

Start Your Own Thread - HERE

 

 

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