GE Money Loan paid but have outstanding arrears account.

[Sheila117]

DN you can include

councrlling you can include

prob referral lit too

val fees ,

if at the start then fair comment

but if not

i'd suspect those too put them in

 

Just noticed this reply so I have amended charges.

[dx100uk]

so you know spreadies then!

 

dx

[Sheila117]

Well someone else had already done the hard work,

I might know spreadsheets but don't know what I'm putting into them

[dx100uk]

just never seen the fos one adapted like that

 

dx

[sunnydee]

Hi

Just wondered how you have got on with you claim?

 

I have found this thread very intersting and dont think im hijacking it.

 

After 3 years battle with GE money have finaly admiited to the mis-sell of ppi, they have now admitted to it.

 

Would the above letter be ok to reclaim unlawfull charges defaults etc approx £17,000 it may be more.

 

this is without adding the interest.

Many thanks

sunnydee

[dx100uk]

Hi

Just wondered how you have got on with you claim?

 

I have found this thread very intersting and dont think im hijacking it.

 

After 3 years battle with GE money have finaly admiited to the mis-sell of ppi, they have now admitted to it.

 

Would the above letter be ok to reclaim unlawfull charges defaults etc approx £17,000 it may be more.

 

this is without adding the interest.

Many thanks

sunnydee

 

which letter

and i'd start your own thread too

 

dx

[Sheila117]

The charges have now been removed from the title deeds.

 

So we begin..

 

Do we claim for PPI and charges separately?

[dx100uk]

yes

 

dx

[Sheila117]

Hi all,

 

I'm trying to find a letter template to send to GE Money to get the ball rolling on unlawful loan charges.

 

I got as far as here http://www.consumerwiki.co.uk/index.php/Library:_Bank_Charges_Templates but the link seems broken when I try and proceed.

 

Can anyone please help me out?

 

Thanks,

S

[ims21]

Is this for a mortgage or other type of loan?

[Sheila117]

It was a secured loan, which when we got the paperwork from a SAR turned out to be a mortgage.

I have another thread about it:

http://www.consumeractiongroup.co.uk/forum/showthread.php?379605-GE-Money-Loan-paid-but-have-outstanding-arrears-account.

 

Thanks.

[ims21]

Threads merged. Please keep to this one thread for this issue.

 

Here is a template that you can adapt to suit.

 

[ATTACH]44070[/ATTACH]

[Sheila117]

Threads merged. Please keep to this one thread for this issue.

 

Here is a template that you can adapt to suit.

 

[ATTACH]44070[/ATTACH]

 

Many thanks.

Apologies for separate thread. Because I thought it wasn't case specific it would be easier to find for someone using search. Thanks for merging.

[Sheila117]

Hi All,

 

I have sent GE Money complaints for both PPI and unlawful charges.

I made complaints in seperate letters but sure enough they've put both complaints on one letter.

 

I've reached the first hurdle (see attached).

It's exactly the same as:

http://www.consumeractiongroup.co.uk/forum/showthread.php?225877-Ge-Money

though sadly this person hasn't posted their outcome.

 

What next please? Do you think FOS would take this case?

 

Cheers.

 

[ATTACH=CONFIG]44461[/ATTACH]

[ATTACH=CONFIG]44462[/ATTACH]

[Sheila117]

Good Morning,

Can anyone help please?