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HFC Bank Loan ppi 1989 **WON**


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update

 

dx you will like this,

 

Just telephoned HFC asking why I have not received a reply from them as it has been 3 weeks, was told they had sent out a letter:roll:. Never arrived

So asked them to read the letter out to me.

 

They now are rejecting my claim as they don't keep info over 6 years, strange when I sent the copies of the original doc's, told them I'm off to FOS now. Did mention to him about them getting fined lol

 

His fingers were going fifty to the dozen on his key board.

 

Just when you think you are getting somewhere it's back to square one.

 

Good old HFC

 

davsib:-)

 

That's interesting, considering that everything they sent me is much older than that! I can't wait to see what they say when they get all my info!

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That's interesting, considering that everything they sent me is much older than that! I can't wait to see what they say when they get all my info!

 

Hi how far did they go back with you?

HFC go get them:-)

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I've got one from 1995,1996, 2 from 1997, 1999 and 2002. They sent me copies of all of those, except for one of the 1997 ones which I already had the original for (luckily). They got it all from their archives, including copies of the account set-up documents for about 3 of the loans. Out of interest, is it only the PPI that they consider or the life insurance as well when they make an offer?

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I have all the doc's for the 1989 loan including bank statements. There is no way they will get away with it.

 

dx do you think I should write to them again or just go to FOS

HFC go get them:-)

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  • 2 weeks later...
  • 2 months later...

SUCCESS

Today I received an offer from HFC for the full amount £6,557.21.

 

It has been along battle but been worth it in the end.

 

The reason I think I won was because I emailed the CEO Roger lovering HFC Bank email addy managingdirectoruk@hsbc.com on 28th May

and just over 1 week later got an offer

 

Thanks to everyone who helped me, most of all dx.

 

Donation will be sent when the money is in the bank

 

davsib:-)

HFC go get them:-)

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hey well done

 

thread marked

 

that email might be useful!!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Excellent news davisb! Congratulations :-D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 month later...

Well done Davisb - gives me a lot of encouragement to fight on! Apologies for the hijack, but dx said i should give you a shout and see if you could help with mine at all! No worries if you cant - off spending that success money i hope! I cant post links yet as post count is too low :-) but its the thread with stuck on next move..

 

Cheers

 

Adam

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