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davsib

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Everything posted by davsib

  1. Yes you keep going, no it's not dead in the water, Remember you had to take out the ppi to get the loan and stick to that. You will win in the end but mght take a while but don't be fobbed off by them. Any questions just ask here Dave
  2. Don't think so I'm sure this will be a loan they got you to take out to buy a life insurance. Have a good look at all of your insurance policy's you normally find the payment details at the back of the doc, You will need this to prove that the loan for this purpose. You do know this is the start of a long battle with them, makesure whatever you send them it’s sent recorded. They will try to fob you off but you will win in the end but it might take a while. david
  3. Ok the first 2 loans you had with them, if you don't have any documents forget it - they have destroyed all the old loans forms they held. Now the 3rd loan june 2000, the doc that states £338.76 this could have been a loan for life insurance ect, you say you have some doc's check them to see if that figure shows up anywhere. I had one like that and it was called take 5 and it was a life insurance. If you can scan all other docs you have and post them here I have done a StatIntSheet for this one but if there is an insurance policy we need to add it to this claim I'm working on the other for you dave
  4. Because it's cheaper, I just quoted claim numbers ect and said I was sick of being messed around
  5. If you post it, it will scanned and sent to their office in India, I was told this by the person who sorted mine out. If you use the email it will be delt with in the UK.
  6. Try emailing Roger Lovering CEO HFC Bank managingdirectoruk@hsbc.com.hin you should get an email back within a few hours then a phone call a couple of days later I did . Worth a try just tell them your not happy with part of the offer davsib
  7. SUCCESS Today I received an offer from HFC for the full amount £6,557.21. It has been along battle but been worth it in the end. The reason I think I won was because I emailed the CEO Roger lovering HFC Bank email addy managingdirectoruk@hsbc.com on 28th May and just over 1 week later got an offer Thanks to everyone who helped me, most of all dx. Donation will be sent when the money is in the bank davsib:-)
  8. Hi, should the claim to date be todays date and not the dates you have entered, If I'm right it will make your claim alot bigger dx will know
  9. They have asked for my bank statements I do have most of them. I keep telling them if I hadn't paid it off they would have been chasing me for thedebt. I'm just about to go to FOS with my other claim with them, think they justtry to make it as difficult as they can so you give up. I will not be givingup, I have waited this long so another years not going to bother me.
  10. I keep getting someone called Dexter, he keeps telling me they only go back 6 years, he must say it that many times a day. I think he just presses a button, then if you ask for a supervisor I always seem to get Anita, then we have to go through all the questions over and over again. They seem to be nice people but think they have been told what to say. I for one will not go away davsib:-)
  11. UPDATE Telephoned HFC today to see what was happening with my claim,. You’re not going to believe this but they say they haven’t received my claim. I told them I had sent it recorded on 5th February. They have told me they would sendout a claims for out to me and the 8 weeks turnaround time scale started fromtoday. Here’s the post office tracking: Your item with reference AI8941*****GB wasdelivered from our COVENTRY SOUTH Delivery Office on 07/02/13 Just more delaying tactics by HFC davsib:-)
  12. Tried to put the - in but it wouldn't let me, someone else might know how to do it,
  13. dx I have entered the data, if you could have a look to see if it's ok. I'm sure I have entered all the data in the correct places but if you spot any mistakes just let me know. Angie I tried to get it done before the football tomorrow (come on the Toon) david
  14. Thats going take some time will try to do it over the weekend
  15. UPDATE Received a letter from HFC today they are now upholding my claim, it's the same offer as before. Do they really know what they are going?. I'm in Spain at the min so look foward to another battle when I get home
  16. I have all the doc's for the 1989 loan including bank statements. There is no way they will get away with it. dx do you think I should write to them again or just go to FOS
  17. Hi how far did they go back with you?
  18. update dx you will like this, Just telephoned HFC asking why I have not received a reply from them as it has been 3 weeks, was told they had sent out a letter:roll:. Never arrived So asked them to read the letter out to me. They now are rejecting my claim as they don't keep info over 6 years, strange when I sent the copies of the original doc's, told them I'm off to FOS now. Did mention to him about them getting fined lol His fingers were going fifty to the dozen on his key board. Just when you think you are getting somewhere it's back to square one. Good old HFC davsib:-)
  19. UPDATE Received a letter rejecting the reconstruct 1st loan, always thought they would was worth a try. Just waiting now for their next offer on the other ppi davsib:-)
  20. This is only a guide for you but hope it helps Davsib:-)
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