Tinkerbelle vs Halifax -I won

[Tinkerbelle]

Hi

 

In one of the letters you received from the halifax they said they wanted a breakdown of the charges did you send a copy of your spreadsheet to her?

 

Thanks

 

susannah:-)

 

Yes I did

[libertie]

Well done tinkerbelle,an inspiration to us all chasing the halifax and your threads are always an interesting read!

[darralj]

Yayyyyyyy Well done !!!! thats fantastic news Tinkerbelle, I'm made up for you

 

*just need a jumping up and down excitedly smiley now* lol

 

xx

[Tinkerbelle]

Final letter regarding this claim received from Hellifax yesterday.

 

Copied below so ya'll know what to expect next!

 

========================================================

 

I have received and have been dealing with the proceedings, which you have issued against Halifax plc in the Northampton County Court. Thank you for providing a breakdown and I apologise for the delay in dealing with your claim.

 

Your claim relates to bank charges debited to your current account. These charges were debited to your account in accordance with the account terms and conditions, which you agreed to accept, and by which you are bound.

 

I have returned the form of Acknowledgement of Service to the Northampton County Court indicating that Halifax intends to defend your claim. However, on a purely commercial basis, it will cost Halifax money to defend your claim in terms of the legal costs that will be incurred. It is unlikely that Halifax will be able to recover these costs (even if the bank wins) because your claim will probably be allocated to the small claims track, in which costs are not generally awarded.

 

For this reason, but without admission of liability, Halifax is willing to reimburse £xxx in respect of the bank charges incurred, together with £xxx in respect of approximate interest that Halifax has calculated was charged on your account as a result of the charges. The Halifax will also reimburse £xx in respect of the Court fee. This amounts to £xxx.

 

I will write to the Court to let them know that your claim has been settled and would be grateful if you could do the same.

 

We are keen to help you avoid any unnecessary charges in the future by providing various ways to keep track of your account. You can do this via telephone bamking on 0845 20 30 40, online banking (www.halifax.co.uk) or by obtaining a mini statement at our cash machines. You can also contact one of our banking advisers at any of our branches.

 

Ultimately it is your responsibility to manage your account. If you incur any future charges the Halifax reserves the right to withdraw your banking facilities; full details are explained in the terms and conditions of the account. If you would like to discuss this, please contact our Customer Relations department on 08457 25 35 19 option 2.

 

Yours sincerely,

[ruby21]

congratulations, Imgetting the brush off at the moments from the halifax, they just won't reply to last letter, your success makes me want to keep at them

[doinmaheadin]

Nice one I'm just starting out and only can find 4 months worth (with them around 4 years) so gonna have to get intouch with them for what you could say all of them I've moved since I first got the account this is so daunting but you are an inspiration so I know i will fight it and if I feel I can't I'll just come one here and read more

 

What a lot of reading I've got to do

 

well done

 

Gill

[sea-sidelady]

Well done Tink,

I am also right at the start, posted my S.A.R yesterday, but im going to book mark ur progress as it looks like everytime i get peed off i can re read urs and get cracking again, lol.

[crocodiles]

Nice one I'm just starting out and only can find 4 months worth (with them around 4 years) so gonna have to get intouch with them for what you could say all of them I've moved since I first got the account this is so daunting but you are an inspiration so I know i will fight it and if I feel I can't I'll just come one here and read more

 

What a lot of reading I've got to do

 

well done

 

Gill

 

Try going to your local branch.

I did and they sent me every statement since account was opened without any charge. The teller was very helpfull.

Be nice to them, they are only employees, not policy makers.

Best of luck!

[riise's babe]

Tinkerbelle - you are an inspiration!! Well done!! Hope I, and others, have the same success as you!

[Maelstrom]

Well done Tinkerbelle

 

My DPA request is going off tomorrow, they've pushed too far now and i'm well wound up with their blanket £39 charge for everything. If they just charged a reasonable amount we wouldn't mind and this site would never have been founded...

 

Not claiming as much as some on here...reckon it will only be a few hundred quid but better in my pocket than in theirs!

 

Thanks for the inspiration:)

 

Mael.

[Tinkerbelle]

This topic was closed on 03/08/19.

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