RBS/Lombard PPI good news!!!

[Daz1979]

RBS are paying me £2002 from the missold ppi.

 

 

Thanks to everyone here - esp dx100uk and all the other guys here

- who pointed me in the right direction of getting a Subject access report at Lloyds tsb where I found my Lombard direct details.

 

Its a success that I'm happy with - thanks everyone!!!

[saving4wedding]

Hi Daz1979,

I've got all my details required from Lombard via a SAR and i'm ready to go in for the PPI reclaim.

I worked in full time employment with really good benefits package in place (which would have covered me in the event of sickness).

I was made redundant half way through the loan period and continued to make payments - because i didn't even know / realise that i would have been covered by PPI!! - so didnt make a claim.

How difficult was the process with them? They haven't sent me any info on the initial application other than the form that I signed where the £2367 was front loaded. (at 14.7%APR)

It was a consolidation loan and was all paid off without any missed payments back in 2004.

I'm afraid that they are going to reject my claim if i don't word my reasons correctly.

Any advice would be much greatly received

Thanks ;-)

[Daz1979]

Sorry for late response, you don't need a reason if you've been missold you've been missold end of story.

 

But it will help if you put along the lines of you were forced into being rejected for the loan unless you took it for example.