Ppi Claims

[colassou]

Hi ,

 

I just realise what PPI was about and i start to claim to Barclays for my overdraft on my current account that i have since 10 years , i send them a email on their complaint page . Is it ok ?

 

But i also have a barclaycard since 8 or 9 years and i can see on my online statement that i payed something like £12 a month for PPI as my minimun repayment . Can i claim that asweel ?

 

and i use to have an EGG credit card that i finish 6 years ago , i started it in 2002 i think , can i claim asweell ?

 

And i had a lease with Renault business finance that finished 5 years ago , can claim aswell ?

 

Thank for your help ,

 

colassou

[BankFodder]

Welcome.

 

Take some time to read around a little - especially in the PPI forum in order to understand what PPI claims are all about.

 

You can claim PPI if it was missold to you, for instance if it was added without your knowledge, if it ws unsuitable for you - for instance because you were self-employed - or if you were told that the PPI was a condition of getting a loan.

[Conniff]

Thread moved

[huggiebear]

As the above have mentioned, to get a refund of PPI you need to have been mis-sold (as in; weren't told it was being added, told you had to take it to get the loan, sold it when you already have similar insurance, were self employed etc)

 

If the above don't apply to you and you just genuinelky took it out as you wanted it, never made a claim and now just want a refund, technically you wouldn't be entitled to a refund, but a lot of companies see it as more cost effective to refund, than to fully investigate each case.

 

If you've claimed against the policy, i don't think you can get a refund.

[ims21]

 

If you've claimed against the policy, i don't think you can get a refund.

 

If it was mis-sold then you can still put in a reclaim. However, in such circumstances it is only worth doing of you have paid in more than has been paid out.