Rossendales Bailiffs Visit - 2012-13 council tax.

[Leakie]

Hi Guy's

 

Just in the process of finishing with Equita and 1 week later I have Rossendales knock at the door.

 

This is for 2012-13 council tax.

 

 

Work has been very poor, for the last 2-3 years. Self employed.

 

My crime is making sure I have a roof over my head (renting)

and feeding my family,

 

Well I had 1 weeks break, Rossers called today.

The wife spoke to he Bailiff, But this time did not let him in,

She is a foreign National,

 

The Bailiff left a sheet of paper as follows.

 

 

 

Notice of attendance

 

Magistrates Liability Orber

Dated 10/07/12

 

Address xxxxxxxxxxxxxxxxxxxxxxx

Amount£xxxx Plus Costs

 

I have atended today with the intention of seising your goods and chattels as are nessecary

to discharge the above debt

 

If you can not pay this Bill in full you should be aware that even at this late stage,

with an inital payment of £ 150.00 you can pay in installments

 

Yours sincerely

 

Mr XXXX

 

Bailiff in charge

 

 

I miss read the letter when I posted on my other thread,

I thought he ment I had £150.00 in charges.

 

Well I do not believe the person who attended today was a bailiff.

Was not pushy when he spoke to the wife, when she told him to speak to me.

just handed the letter to her and walked away.

 

I'm sure the council informed them I had paid up the first LO and the set the Rossers on me .

 

Just starting to get back on my feet and attacked again

 

2-3 weeks would have been nice so I could build up the funds.

 

No cash flow no work!!

I feel like giving up and tell them to empty the house and let the state take care of the family

 

one step forward two or three back.

 

I've had enough!!!!!!!!!!

 

 

 

Leakie

Edited September 5, 2012 by ims21

[tomtubby]

It is a sad fact of life but whether we like it or not....we all have to pay council tax. This new debt is for the current year and as long as you refuse to allow the bailiff into your home and do not have a car that he can levy upon, the bailiff will have to accept a sensible payment arrangement.

 

Problems with bailiffs and coping with large fees are almost always because a debtor allowed a bailiff to come into their home or that a levy was made on their car.

 

If no levy is made, the charges are capped at £42.50

[Leakie]

Thanks for your reply TT

 

I know what you are saying.

And I was going to send a payment over the weekend, for the CT.( I still will.)

Work has just started to pick up, but i need cash flow,

was hoping they would not try to contact me for a while to give me a breathing space.

Trouble is the councils treat everybody as won't pay rather than look into your circumstances,

until after they have gain the LO and a nice fee with it.

The council staff do not care if you if you have no money,

Being self employed you get no help.

 

The Wife understands not to let him in now.

She speaks English but some times has trouble understanding what people say.

 

I do not think the guy who turned up yesterday was a bailiff.

The bottom of the notice said

Bailiff in charge Mr XXXX

 

Will check out soon.

I do not own a car but I have my works Van,

I do not have any thing of Value that will cover the LO.

 

Well feel better now I have got that off my chest.

 

Leakie

Edited November 16, 2012 by 42man

[Leakie]

Well had a bailiff call this morning

this was there second visit but I have been charge £152.50 to date

Today's visit was £110.00 attendance fee

So the fee are wrong already,

Seemed quite pleasant (for a bailiff)

He has given me week to sort the money out

up to this point I have not been able to pay the council.

 

here we go again

 

Leakie

[brassnecked]

Hang on in there leakie, you know the pack drill, so start to pay the council directly, and keep dossers out.

[Leakie]

Thanks BN

The wife knows the score when I'm not there,

I'm starting to get out of this debt hole slowly

 

insted of taking 1 step forward and 2 back, I'taking 4 forwad and 2 back,

 

I was expecting a call,

got the usual speal about he can levy on what he wants including my sign written works van. I wonder why he did not levy the van?

reckons he can take anything , apart from the fridge cooker clothing and beding

 

Well we wil see about that!

 

Leakie

[ploddertom]

Have you got a breakdown of the charges? Do you know how much you owed as confirmed by the Council?

[Leakie]

Hi PT

I do know the amount of the LO

I queried the fee's with the Bailiff

 

As Far as I am aware this was only there 2nd visit,

He claimed this was the 3rd time,

 

Fees are

 

1st visit fee £24.50

 

2nd visit Fee £18.00

 

Attendance fee £110.00

 

He has not levied on anything but stated my van was sighted on one of the visits,

This is not the case as I would have spoken to the bailiff concerned.

No form 7 left

Just an A4 sheet with final notice and the amount now due. name of bailiff etc

 

My wife spoke to the first guy and he noted that she is a foreign national,

She asked him to speak to me.

 

looks like he is trying to up his fees.

 

Funny thing I was on the CAG website when he turned up,

I think he saw the screen from the window,

he said " you do not want to believe what you read on the internet"

 

My main concern is my Van it is the only vehicle I have at the moment and is only used for work,

 

I know I will have to pay the £42.50 but the £110.00 for attendance?

 

Leakie

[ploddertom]

No valid levy no Attendance Fee simple.

[outlawla]

The £110 relates to "Reasonable costs and fees incurred for one attendance with a vehicle with a view to the removal of goods (where, following the levy, goods are not removed)"

 

They often charge this at the same time a visit is made to levy goods, but it seems they haven't even levied in your case.

 

The fee is intended to compensate a bailiff firm for out of pocket expenses for attending with a vehicle “with a view to the removal of goods". But, the bailiff (before he has levied) has no idea what (if any) goods would be available to seize, so he'd be charging speculatively.

 

Without knowing what goods he could take, your bailiff would need to turn up with a whole spectrum of transport . A removal van for example, or a tow-truck if he seized a vehicle, or on the other extreme, he may have needed to hire a professional outfit, specialising in crystal chandelier transportation.

 

There must be the serious intention to remove goods (with sufficient transportation), not just speculating that he could possibly remove something small enough to fit in the boot of his regular transport.

Edited November 16, 2012 by outlawla

[seanamarts]

Cannot levy on a van, if, used for your work purposes only. This is classed as tools of the trade.

 

Does your insurances specifically state that it is used for work?

 

As PT has stated no valid levy no fee's except visit fee's.

[Leakie]

Thanks Outlawla

 

Thanks for looking in Seanamarts

 

I will have to check the wording on the insurance when I get back home.

 

I have told him that it is for work only and if we go out it is in a taxi,

We live just out of town.

 

Told him that there is not enough in the house to cover the debt and fee's

It is all second hand furniture, TV about 10 years old (not flat screen)

This guy seems to think that even if he does not levy enough to cover his fees the law permits this.

 

I have been on the site long enough to know different.

 

I appreciate all the help given,

I have the feeling this guy is going to be trouble unless I enter into an agreement with him.

 

Leakie.

[seanamarts]

They all like to try to see how far they can push it..