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Vanquis purchase interest


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Hi all,

 

Im trying to find out how to work out purchase interest. I want to eventually claim these charges back but dont know how to calculate them:

 

Vanquis state my purchase interest is : 3.433%

Vanquis state my cash interest is: 3.990%

 

Im sending off a SAR to hopefully get all account statements for the whole of the account period. I do have an old account statement reading:

 

Previous statement: 553.78

Total Payments £24.92

 

Cash Interest: 0.02

Purchase Interest: £13.84

 

How can I calculate the cash and purchase interest to come up with those figures? Not sure how its done:|

 

Thanks

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