CCi Legal overseas debt from 2004/5

[sirdrumsalot]

Had a debt from Holland of 35k euro from 2004/5

recently had a letter from cci legal saying they were acting on behalve of the client to recover the debt

Some very helpful folk here told me it couldnt be enforced therefore to forget it as i have never aknowledged this debt in holland or here ever!

Had a letter today saying i had 10 days to pay...lol! or they would get the clients permission to take this further and start legal proceedings which could be enforced by bankruptcy etc etc

am i right in thinking this debt is statute barred it has never been on my credit file it was a default on a mortgage in 2004 when the work dried up the property was auctioned i found out and obviously a dutch agency passed the debt on to Cci legal

Anyone have any ideas where i stand this is begining to get worrying

thanks.

[BRIGADIER2JCS]

The Limitations Act requirement for statute barred in England and Wales is 6 years no payments or acknowledgment in writting, the limitation on Mortgages under seal is 12 years, but in E & W the Council of Mortgage Lenders state their members will not pursue after 6 years, so this will depend on the lender and

of course the relevant law/regs in the country in which the contract was made.

[cerberusalert]

You will need to read through the Dutch Civil Code to check the Statute of Limitations which can be a bit of a minefield according to http://www.dutchcivillaw.com/content/legalsystem011.htm

 

You may be able to find something of use at http://www.dutchcivillaw.com/ who invite questions by email.

[cerberusalert]

Thread moved to the overseas forum.