Many thanks for the advice.

Thanks I did write to inform them of my current address, I then received an email from the bank saying that a DCA was authorised to act on their behalf. I'll send another letter to them. What would you suggest I should do re the letter from the solicitor?

Hi, Would like some advice on best way to proceed on this. I had a cc when I lived in the uae. The amount they are chasing is around £10k, although I think half of that is extoriant interest charges. I have been getting emails from a company called Credito plc for the past few months, I had always ignored these and sent a letter to ADCB informing them of my current address. Today I received a letter from Iridium law, which I've scanned saying they are managing the debt and will take all measures necessary to get the money. In some respects I would like to come to a very small arrangement with the bank just to get rid of the stress that it's causing. However Im not sure what I should do re the solicitor. Any would be much appreciated. Letter attached. Thanks 2023-02 iridium law letter.pdf

Ah really thought I read it was 10 years.

Thanks, you think I should send a letter to the head office in Abu Dhabi?

Hi, The CWD letters two years ago went to the UK address I had registered with the bank when I was in the UAE, this is my parents address . The emails I've been receiving recently have been from a UAE Debt chaser, and haven't stated any address.

Hi, I accrued some credit card debt with ADCB when I was in the UAE in 2015. I left the UAE in Dec 2015 and was not in a financial position to pay the debt. I believe the cc debt was around 20,000 AED. A couple of years ago I received emails and letters from CWD threatening. I ignored and they stopped writing. Recently I've started receiving three final demands from trustdc.ae saying I owe 49000. The latest one offered a settlement at 20,000. I haven't been living in the UK since 2017, and am currently residing in Spain. it's possible I won't return to the UK anytime soon, possibly never on a permanent basis. However, I don't want to get a CCJ against me. Now I know I should ignore the DCAs but should I make the Abu Dhabi bank aware of my current address ( I suppose I can give them my parents address, which they probably have as my address on file), or should I tell them I'm not resident in the UK anymore? Any advice would be much appreciated. Thanks.