Motormile finance

[Rickyatsea]

Hi,

 

I am new to the forums and have a question regarding the above mentioned Motormile finance who have not exactly logged a credit search, but actually are reporting to experian that i have a defaulted account with them.

 

My question is, can a DCA do this?

[dpick]

They can if they own the debt and have bbe known to be over the top when it comes to trying to get payments.

 

dpick

[Rickyatsea]

I've been a bad creditor for years. I have about 30k of statute barred debts. But ive started thinking of mortgages and alike and I have a bit of cash about me.

 

I have a credit score of 272 and figured i can get them away with a 50% or less offer if i have it in writing?

[ims21]

Thread moved to Motormile forum

[dx100uk]

so this debts shows on your CRA file

 

ok what was the org debt

and how long have MM had it?

 

when was YOUR last payment?

 

 

dx

[sharonlheselton]

My father in law received a letter from another debt collector saying that he owed money MOTORMILE.. yet he has received no letters or phone calls from them.

There is no mention of the company from where this debt first came from.

What kind of debts do MOTORMILE recover for as they don't seem to reply to emails.

[renegadeimp]

Ignore it or send them the prove it letter.

[schme]

My wife recieved 2 letters today from a company called eqidebt ltd. say that we owe a company called motormile money. A differnt amount on each letter. letter saying that you have had the benefit of credit being extended to ypu and have not chosen to not repay it. My wife has no idea who this company are and has had any loans.

any ideas..... many thanks.