Scotcall Letter

[Nellz]

Hi im new here, and to this.

 

Basically when i was in university a few years ago (2006) i cancelled an o2 account.

Handling money properly was not on my mind!!

 

i have received 2 emails and 2 maybe 3 letters from Scotcall now.

 

It was originally from Lowell (who last yr seemed to get hold of my bank details to make a payment, but my bank got it back and classed it as fraud)

 

I since spoke to Lowell, and asked them about the o2 account (as to be honest i had completely forgot about)

 

He became very defensive stating 'was i disputing the debt' i said i would just like some proof of this.

Which he said that it was possible that a mobile phone contract would not have a signed agreement, so he does not need to show proof.

 

He advised that the debt was from 2006 with o2, and they took it over in 2010.

 

Scotcall have emailed and wrote to me stating that someone will call at my home address.

(which is my family home, and no longer live there, and they do no want to face my mum!)

 

Any advice for me?

Shall i just set up a payment scheme with them, or can i request payment slips? as i do not want a direct debit.

 

KR

[havinastella]

Hi Nellz and welcome to CAG!

 

Scotscall can do exactly NOTHING!

 

Have a look in the library and send the prove it. harresment and doorstep letters. Use the same envelope and put a 2nd class stamp on it.

 

Of course they have to prove you owe the debt ot you also owe me £1000.

 

Don't engage with the monkeys on the phone (unless you can record them)

 

Jogs

[Nellz]

Ok,

Iwill send the letter tomorrow alongside the £1 postal order

Should i not send it recorded delivery?

 

Nellz

[unclebulgaria67]

Ok,

Iwill send the letter tomorrow alongside the £1 postal order

Should i not send it recorded delivery?

 

Nellz

 

You have picked the wrong letter. The prove it letter does not include a £1. That is for a CCA request which does not apply to mobile phone contracts.

 

The letter you need is this. http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt

 

Don't bother with recorded. Just get a proof of posting note from the post office.

[Bazooka Boo]

Yep and even send it 2nd class, this shows them exactly how far up on your list of priorities this really is....right at the bottom.

[Nellz]

Haha,

 

Ok, i will send this over the weekend!

Lets see how this goes down!!

 

Thanks alot guys!

x