Haha, Ok, i will send this over the weekend! Lets see how this goes down!! Thanks alot guys! x

Ok, Iwill send the letter tomorrow alongside the £1 postal order Should i not send it recorded delivery? Nellz

Hi im new here, and to this. Basically when i was in university a few years ago (2006) i cancelled an o2 account. Handling money properly was not on my mind!! i have received 2 emails and 2 maybe 3 letters from Scotcall now. It was originally from Lowell (who last yr seemed to get hold of my bank details to make a payment, but my bank got it back and classed it as fraud) I since spoke to Lowell, and asked them about the o2 account (as to be honest i had completely forgot about) He became very defensive stating 'was i disputing the debt' i said i would just like some proof of this. Which he said that it was possible that a mobile phone contract would not have a signed agreement, so he does not need to show proof. He advised that the debt was from 2006 with o2, and they took it over in 2010. Scotcall have emailed and wrote to me stating that someone will call at my home address. (which is my family home, and no longer live there, and they do no want to face my mum!) Any advice for me? Shall i just set up a payment scheme with them, or can i request payment slips? as i do not want a direct debit. KR