M/Stanley/Barclaycard

[TIKTOK456]

Hi to everyone.

 

Can someone help,

 

Have received some info after three letters but still waiting for statments from 2000 to 2008.

 

Which calculation form do i use for credit card PPI,

which APR do i use and do i use 8% interest?

 

this PPI is still running on my credit card to scared to cancel it but also done know how to cancel it.

 

Bob Diamond was in charge of Morgan stanley what a surpise.

 

Thanks if you can help:?:

[ims21]

This is the spreadsheet to use for Credit Card PPI but you won't be able to complete it unless and until you have all of your statements.

 

FosRunningPPI v102.xls

 

The interest rate to use is the rate they were charging you on the card for purchases. If the rate changed over the period of time then use the average of the rate they charged you.

[TIKTOK456]

thanks for this i think i sent my message twice as it did not seem to go Sorry

[ims21]

Two threads merged and tidied

[TIKTOK456]

HI to all

 

Today had letter from Black horse refusing my PPi Complaint so pretty downhearted.

 

Barclaycard, Morgan stanley.

 

Having sent three letters req SAR and one failed SAR letter.

 

I have still not received copy statments from 2001 to 2008.

 

They now say they never received my last letter after a phone call to them today.

 

I have contacted the Post office and they emailed me copy of the person who signed for the special delivery so will send yet another letter today with copy of this signature.

 

Their delaying tactics get more elaborate by the day.

 

They sent me joint current account statements, completeley ignoring that i asked for Barclaycard statements.

They sent me a copy of the application form for MSDW, so if they have that then they must have copies of my statements,

the app form only has nine questions on it

what is the fourth question it has been blanked out and although it clearly says self employed on the app form someone hs ticked the Yes box for PPI.

 

My question whi is the IC and how do i complain to them about the merry go round i am having with BC

Many thanks

Edited July 27, 2012 by TIKTOK456
spelling mistake

[ims21]

Information Commissioner here

 

http://www.ico.gov.uk/

 

The policy is not a document which would be sent under a SAR. If you are reclaiming you won't need it anyway.

[TIKTOK456]

Thank you ims21 for this, i will investigate further, now begining to get an ulcer as have been trying to get somewhere since April

[ims21]

Three threads merged and tidied..

 

Please keep to this one thread for the Morgan Stanley/ Barclaycard issue