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FOS / ICO Complaints Fees


DBY
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Just a bit of advice really.

 

I have 1 table 1 search (outstanding debt) carried out by a certain finance company for a very old and SB'd debt. It isnt for much, approx 500 quid which they are chasing me for.

I am about to respond with an SB letter, etc, however I will also ask them to remove the search from my CRF. Now given the amount, I wonder if I can use the FOS / ICO complaints charge to 'encourage' them to remove the horrid search since it is likely to cost them more than what the debt is actually worth.

 

So my questions are this.

 

1. Do all complaints made to FOS/ICO end up with the 'poor' DCA having to pay an investigation fee?

2. If so, how much is it (read alot of conflicting info, somewhere mentioned £850)

3. How much of an effect does a table 1 search for outstanding debt impact my CRF, bearing in mind i'll have a total of 3 over a 18 month period.

 

Appreciate anyones advice here.

 

Cheers

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