Student Loans taken 95, 96 & 98. New style or Old Style

[poseyflump]

Hello

I took out student loans 95, 96 and 98 all for the same course, I did not take out a loan in 97 due to a sandwich year. I made payments for a few years then stopped as I simply could not afford to pay the loan and pay my rent. I have not contacted SLC in over 6 years. I recently received a letter from link claiming I owe for the 98 loan. Does the lack of contact make this SB and does the fact that I did not take a loan in 97 mean I have a new style loan as well as an old style one?

[millitant]

i will have to do some checking but if you took out a student loan before july 1998 then it is covered under the old act and not enforceable as to the statute of limitations

 

after that date it is fair game

 

when did you sign for the 1998 loan is the key

[poseyflump]

I have absolutely no idea when i signed but the loan came thru for the sept 98 start of term. I presume I signed way before July as I would have applied as soon as I was able to and I believe that was some months before term started.

[millitant]

link do this all the time

 

just request a copy of the agreement (cca request) from link should put this one to bed