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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Payday Express - Capital Credit Management Ltd


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I received a letter from Capital Credit Management Limited about a payday loan that I took out with Payday Express. I originally offered a payment plan to Payday Express and they never responded to my terms other than asking me to telephone them.

 

Now it seems this company have bought the debt from PDE. On the top of the letter there is an email address - contactus@payccm.com

 

I have written to this email address but the email could not be delivered. I looked for their web address which was on the letter - www.payccm.com but it doesn't seem to exist.

 

I want to send an email to them to offer a repayment plan but I'm confused as to why their email address/website doesn't seem to exist - anyone know why or how I can contact them other than writing a letter?

 

Thanks

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Sounds very much like

 

Contact Castlebridge Credit Management

 

 

 

Address:

Castlebridge Credit Management

PO Box 9780

Nottingham

NG8 9H

Telephone:

0800 093 4800

Email:

info@ccmanagement.co.uk

Web:

www.ccmanagement.co.uk

 

I think that's old addresses you have? playing dirty is how they like to do things

it leads to a dead end for a reason

Edited by alice.in.wonderland
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Tried disputing it? Sounds like theyve made multiple errors both when the original creditor had the debt and when it was passed on.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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That's not the same company - it's a different address.

 

The different postal address does not mean its a different company. They may be sister companies. As I said, when I click the link to the website you provided it goes to Bluestone (not sure why you could not connect to it, it may be a problem with your browser. The easiest thing to do would be to call them and ask (although dont discuss your account with them).

 

***UPDATE**** actually looking at Companies House, this company seems peculiar. The best thing to do is send a recorded letter to them asking for a copy of PDE authorisation that the debt is signed over to them.

Edited by space2000

ACCOUNT DORMANT

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Id sent a letter of dispute personally and have them prove it without me acknowledging it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...
  • 3 months later...

I have had an awful experience with this company. I set u continuous payments to cover one hundred pounds a month for a debt of five hundred pounds within a month they had taken eight hundred pounds out of my account. They refused to respond to my emails telling me to put it on writing I emailed them 3 times a day asking simply for an explanation they then threatened to sue me for harassment report me to me ISP and the police and still did not return my money. I know have to wait for my bank to dispute the visa payment how can this be right?

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If they are accusing yoh of harassment, do not back down. You need to stand your ground, complain to the regulators and your bank as well as make a full complaint to the pdl. If they still acxuse you, then its time to send a lba to get your money back and then issue a claim through mcol

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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