Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Speed Credit harrassment despite being in DRO.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4435 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

My first post :)

 

These thugs are hilarious yet annoying at the same time. If there was a court proceeding I could go through to have them shut down, I'd do it in an instant.

Firstly I borrowed £200, I then lost my job with little pay coming from it.

I decided I needed help, so went into a Debt Relief Order which was accepted on 30th March.

Since then I have e-mailed and now written a letter stating as such, giving them my DRO number as well. They are demanding a copy of the paperwork, which I refuse as it's not their right to see anything like that. My details are accessible to everyone in the world on the Insolvency website!

I have had 15 e-mails since 30/3/12, of various strength in rudeness and threat. Also constant phonecalls and text messages.

The best were these two from yesterday.

22nd April 2012, 17:21

Chris, you commited to a payment plan to sttle your Toothfairy Laon. A payment of 240 is due tomorrow. Failure to honour this will lead to extra fees.

 

22nd April 2012, 17:37

Chris, you commited to a payment plan to sttle your Toothfairy Laon. A payment of 288 is due tomorrow. Failure to honour this will lead to extra fees.

 

So 16 minutes apart, two texts with different amounts. Rogues or what?

 

Also I've read that as it was a Speed Credit loan, it's actually not Toothfairys business???? Regardless it's hilarious seeing as it's against the law for them to ask me for money since my debt relief order. I've decided to let a month go on, with every text message, phonecall and e-mail logged, then take it to the authorities as harrassment and breaching a DRO.

 

Also they have continually threatened to send baliffs and door collection agents. Even stating "If we do not hear from you we will visit at will. Failed visits may be charged for."

Oh really??? Thanks for that in writing from you, as thats illegal also!

 

Oh yeah. Also the £200 is now £883 and rising XD

 

I wish these people could be lined up and shot. They are not only breaking laws, they are moronic, all over the place, no idea how to run a company (if they can even be called that).

 

Any other stories would be great. Or even anyone wanting to take them to court for a winding up order or something! I don't even know if thats possible but I can only dream!

Link to post
Share on other sites

Oh and also. I stated that I suffer from mental illness, which I do. Chronic anxiety and panic disorders and that their continual harrassment is making me more ill. Which it has been. I don't need stress to suffer from panic attacks, but stress certainly adds to it!

They asked for a doctors letter. But still continually harrass me.

I don't even want money from them. Unless it's about 10k so i can clear all my debts.

I just want them to disappear from the world! They are disgusting. I have alot of breaches in the law, in writing. So should be interesting!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...