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NDR/Paycheckcredit/MHB/Appleton Massey??


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Hi,

 

I owe money to Paycheckcredit and it was due for repayment in February but I couldn't pay (£400). I tried to email them butthey will not accept any form of contact this way. I am not ringing them as they are very unpleasant over the phone.

Anyway, my original payments that I made to them for previous loans always said Toothfairyfinance on my bank statement and not Paycheckcredit.

Also, since I defaulted I have had emails from Toothfairy, Paycheckcredit, Northern Debt Recovery, Marshall Hall Bailiffs and now a letter from Appleton Massey Solicitors, all about this same debt it is so confusing yet none of them will allow emails.

Also, this last letter from Appleton Massey says I now owe almost £1100 ans as it is over £750 they may start bankruptcy proceedings!

All the emails I have received all threaten bailiffs and warrant of execution etc which I know is all false because it has not even gone to court yet.

Any advice please as I do not know what to do. I could send a letter offering a repayment plan (like I have been trying to do by email) but who to?? All of them?? it's crazy.

I do not want to be made bankrupt and I dont want to pay £1100 or more for a £400 loan. Could they do this without me fighting it?

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Hi

Personally, I would love this to go to court as it would then show what is going on with these companies. I mention 'these' as you are dealing with two completely separate entities.

Your loan was with paycheckcredit who are part of MCO capital and registered on their consumer credit licence as such.

You are being chased by Toothfairy (and their minions) who have nothing to do with MCO capital.

 

Look here:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?324445-Toothfairy-Finance-CIM-Technologies-Marshall-Hoares-Northern-Debt-Recovery

 

Write a letter of complaint to their head office and ask the questions.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Bankruptcy proceedings on a payday loan that is 90% unfair and illegal charges? They must think the courts and judges are as dumb as they are.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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