2nd visit scotcall/resolvecall mothercare card debt

[fedupandbroke]

Hi can someone tell me where i stand on this please

 

Had letter from Scot call informing me of a doorstep visit so filed this under b for bin.

 

Lo and behold monday some rather large (I mean in the wweight department) man knocked on my door

i didnt answer and if my other half isnt around i refuse to answer the door.

 

he stood on my doorstep for ages then went and knocked on my neighbours door

fortunately she was out.

 

so then he puts a card through my door contact me etc re :- an outstanding debt

got back in his car and promptly sat at the entrance to my drive for at least 15 mins looking towards house to see if i was around (net curtains are fab)

once he had gone went and got card had a quick look then filed that in the bin.

 

Today however i wasnt here but hubby was and the prat came again hubby didnt give any information out but was furious that a dca called

 

he kept asking hubby for a contact number saying he would be back having had a read of other threads on here they can't just turn up can they ?

 

should i just ignore them. help would be appreciated

[Sidewinder]

You need to write to Scotcall and give notice that you revoke any implied consent under common law for them to visit you at home.

 

Edit to suit:-

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

 

Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully,

[fedupandbroke]

is there an address for them please

[dx100uk]

tell us about the debt please too

 

dx

[fedupandbroke]

5 years ago debt with Mothercare card paid what i could stopped paying around 2010 letters started coming have to date ignored all i know i will have to pay it off eventually but at this moment in time am unable to pay just don't want creeps like him knocking at my door (shudders)

[Bazooka Boo]

Snotcall, what a bunch of imbeciles.

 

You would have been well within your rights to have phoned the Police 999 and report that your a single female and a fat bloke was sat in his car on your drive watching your house, then filmed the action.

 

You are quite right, these fools have NO legal right to be on your property, it makes me mad to think that these people seriously believe that they carry some sort of weight that they can try and intimidate people in their own homes.

 

If the clown turns up again, then you can either take his photograph and tell him in no uncertain terms to get his massive carcass off your property, and if he doesn't you will call the police to have him removed.

Again, you can always ignore him, they can do nothing, they are a small time debt collection agency, absolutely nothing to worry about.

[fedupandbroke]

i wonder if i just ignore him how many more times he will call prehaps it will help him to lose some of that bulk walking up and down my path. wouldnt want to be in his shoes if he calls again hubby going to be here for a few weeks now and he wasnt happy today. if i had of been here i wouldnt of answered the door but my mum was here and the creep saw her in the kitchen so came to side door.

[dx100uk]

5 years ago debt with Mothercare card paid what i could stopped paying around 2010 letters started coming have to date ignored all i know i will have to pay it off eventually but at this moment in time am unable to pay just don't want creeps like him knocking at my door (shudders)

 

no powers to do nowt

 

THEY ARE NOT BAILIFFS

 

the milkman has more rigts than him

 

this debt

what kind of value are they after any idea?

 

is it listed on your cra file?

 

dx

[fedupandbroke]

i think the amount owed is around £1500 defo not more than that could be less nothing on cra file am with credit expert nothing at all on there

[dx100uk]

you sure all you past addresses are linked

 

seems a bit strange a debt of that age is not showing

 

do you know if it ever did?

 

dx

[fedupandbroke]

All past addresses are shown I think it has dropped off as older than 6 years ??? even though there is a balance to pay

[fedupandbroke]

Thinking about it I believe this was from 2005 just before I moved so that is why it is 6 years I had paid some money to a local debt collector I had payment cards then when I managed to finish 1 of the debts myself he sent the other 2 cards to me stating that if I didn't pay they wouldn't be so nice about it as he was that's when I stopped paying I had 4 different debts and was paying what I could 2 I know are defo finished and the other 2 are 6 years

[dx100uk]

they can 'ask' you to pay sb'ed debts but cannot enforce it through the court

 

not even a judge can

 

so time to ignore them

or give someone the sb letter from the library section green tab top left

dx

[fedupandbroke]

Thank you i am going to just ignore them for the moment hoping he is going to turn up again i am sooo waiting for him low life bottom feeders

[Bazooka Boo]

Have a camera by the front door, and if the clown does turn up take his photo and send him packing with a flea in his ear..

[fedupandbroke]

Smile Please nothing today quite surprised really thought he might of come back thinking he was going to make a quick buck but i got news for him B****r off mate jog on