PPI Claim on behalf of my mother's estate re: very old loan

[lois]

Hi there

 

With the (very exceptional) assistance that I got from this site a few years ago, I managed to claim back not only my own bank charges / credit card charges but on an account that was held at HSBC in my mother's name. I managed to claim the charges made against my Mum's account despite the fact that she had recently passed away. I successfully managed to get £750 back from HSBC.

 

My mum also had taken a loan out many years ago with Halifax and they insisted she took PPI out on the loan. What with all the recent press over mis-sold PPI, that loan included PPI when I am now thinking that Halifax should never have sold her that policy because she had been diagnosed with cancer so I do not think that Halifax would ever have paid out on insurance in any event because of that fact. Halifax knew of her illness but they still insisted that she had to take it out and I am sure to be fair Mum would have technically been 'uninsurable' due to her medical history?

 

My question is, and I am probably completely and utterly pushing it now, but could I potentially contact Halifax concerning this PPI on the loan ?

 

As I say, I am probably completely and utterly pushing the boundaries now but its just something that has been niggling at me and I thought I would ask you guys for your view / opinion. My Dad is a pensioner so if there was any smidgen of a hope I could make a claim on his / my mother's estate's behalf, and manage to claw back some money, then that would be terrific, but I know I am probably pushing it !

 

Thanks very much for taking the time to read this!

Have a great day

Lois

[BRIGADIER2JCS]

Hi, The time period since the loan was taken out and how

long it is since the account was closed will be important

any claim now may well be statute barred.

[dx100uk]

its a PPI claim brig

 

NO timelimits no SB

 

dx

[lois]

thank you both for taking the time to respond to my query.

 

I have only reasonably become aware of this now what with it all being in the newspapers etc, my Dad bless him certainly would never have become aware had we not discussed this recently.

 

I'm just wondering if I can still validly claim on behalf of my mother's estate (since its been 4 years since she passed away) so I think that could be a further sticking point ?

 

lois

[BRIGADIER2JCS]

its a PPI claim brig

 

NO timelimits no SB

 

dx

Thanks DX I was unsure on that as I recall reading

somewhere that a claim had been turned down as

being out of time.

 

Brig.

[dx100uk]

named exec of the wil/estate can claim ppi

 

dx

[lois]

Great - thank you SO much both of you for taking the time to respond.

 

I'm going to have a bit of a swot up on stuff, so i can figure out the details and understand the process better, then I'll get a letter sent off.

 

will keep you posted

[ims21]

Hi Lois

 

To get up to speed with how to calculate your claim, have read of No.1 in either my or dx's signature.

 

ims