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3 LLoyds Accounts


dianelawcrookes
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Hi Again,

 

Just pick someones brains!! I have sent of for info on 3 accounts I hold/have held with lloyds 2 bank accounts the third a credit card. When I have compil;ed all my info and charges am I able to combine all the charges and send letters as one claim for all 3 accounts or will I have to treat it as 3 different claims??

 

many thanks

Diane

Lloyds Tsb (old joint account)

20/09/2006 letter sent requesting statements

Lloyds Tsb sole account

20/09/2006 letter sent requesting statements

Lloyds TSB Credit card

20/09/2006 letter sent requesting statements

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Good morning,

Most of what you need is in this thread

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/31910-advice-needed-2-claims.html

 

In one of the threads I read, someone made the point that the credit card needed to be handled separately due to possibly different terms and conditions but i dont know what the outcome of that discussion was. Perhaps someone else can add.

 

Best wishes,

Cat

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

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Thank you very much will look into the credit card!!

Diane

Lloyds Tsb (old joint account)

20/09/2006 letter sent requesting statements

Lloyds Tsb sole account

20/09/2006 letter sent requesting statements

Lloyds TSB Credit card

20/09/2006 letter sent requesting statements

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Good morning,

Most of what you need is in this thread

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/31910-advice-needed-2-claims.html

 

In one of the threads I read, someone made the point that the credit card needed to be handled separately due to possibly different terms and conditions but i dont know what the outcome of that discussion was. Perhaps someone else can add.

 

Best wishes,

Cat

 

 

Hi Cat, Hi Diane.

 

Yes, Cats right. If there are different Terms and conditions, which there would be if it were a credit card and bank account, then its best to keep the claims seperate. You can by all means lump both bank accounts into one claim though, just have a seperate claim for the credit card.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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