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Quick quid

Quick quid have problems with checking your credit file like missing payments here is my complaints about it etc.

Their website

Your loan application has been declined by Quick Quid. Our review of your past borrowing history from your credit report is the primary basis for our lending decision. Other factors in this decision may include: identity verification, validation of application details, multiple outstanding loans and income and existing financial commitments. The ultimate lending decision was made by Quick Quid based in part, but not entirely, on information from the Credit Reference Agency (CRA) listed below. Questions on the lending decision should be directed to Quick Quid Customer Support.

 

You have the right to request an appeal of the credit scoring used in making this lending decision. All requests for an appeal must be sent in writing to the below address. We will provide an answer within 21 days of receiving your request. You may be required to submit bank statements, pay stubs or other additional validation as part of the appeal process.

 

Quick Quid Customer Support

483 Green Lanes

London N13 4BS

Phone: 0808 234 4558

Email: support@quickquid.co.uk

http://www.quickquid.co.uk

 

 

Edited by iaintw

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

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i edit it

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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ops sorry rebel forgive me :(

I was trying to

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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edit verison repost information

 

Subject:

Re: Your QuickQuid Inquiry

From:

Iain

Date:

14/10/2011 22:26

To:

"Dirzo, David"

 

Dear Mr Dirzo,

 

All my account details and others are consider for me to reapply for a loan. I have a excellent banking information, idenitiy vertication and also financial history that i should apply for a loan.

 

I hope this information is usefull.

 

Regards

Iain

On 19/07/2011 14:13, Dirzo, David wrote:

> Dear Iain,

>

> As part of our dispute resolution process this matter has been brought to my attention for further review. It is our goal to resolve customer concerns with satisfactory results and cooperate with our customers in any way that we can.

>

>

>

> My understanding of the matter is that you are not satisfied with our decision, and therefore request that we re-consider your loan application.

>

> Before anything else, I want to thank you for bringing this matter to our attention. QuickQuid makes it a priority to adhere to and comply with all regulatory requirements while conducting our business. After a careful review, I must advise you that we are unable to extend credit to you at this time. The loan decision was based on the following factors:

> · Identity verification,

> · Banking information, and/or your

> · Financial history

> Information may have been gathered from a Credit Reference Agency (CRA) or from CIFAS – The UK’s Fraud Prevention Service – for use in your loan decision. You have the right to access your credit information by directly contacting the agency below:

> Consumer Services

> CallCredit Limited

> Phone: 0870 060 1414

> PO Box 491

> Leeds

> LS3 1WZ

> CIFAS can be contacted at the following address:

> 6th Floor Lynton House

> 7-12 Tavistock Square

> London

> WC1H 9LT

> http://www.cifas.org.uk

> We suggest that you obtain the information held by these agencies and carefully review the information for inaccuracies. When your circumstances change and your level of risk exposure lowers, then we would be happy to reconsider your application.

>

> This communication should be viewed as my final response regarding this matter; however, I must inform you that if you are dissatisfied with the outcome of your inquiry you may refer this to the Financial Ombudsman Service. You must do this within six months of the date of this message. Click on the link below to access a web version of the FOS consumer leaflet.

>

> http://www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm

> Please accept our apology for any inconvenience this matter may have caused. If you need further clarification with regard to this matter, please do not hesitate to contact me.

> Regards,

>

>

>

> David Dirzo

> Compliance Analyst

> Casheuronet UK LLC trading as QuickQuid

>

> Direct UK: 0808.234.4558 ext. 5748

>

> Direct US: 773 357 3648

>

> Email: ddirzo@quickquid.co.uk

>

>

>

> A Cash America Company (NYSE CSH)

>

>

>

> This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you are not the addressee or authorized to receive this for the addressee, you must not use, copy, disclose or take any action based on this message or any information herein. If you have received this message in error, please advise the sender immediately by reply e-mail and delete this message.

>

>

>

> -----Original Message-----

>

> From: resolution-bounces@cashnetusa.com [mailto:resolution-bounces@cashnetusa.com] On Behalf Of Iain

>

> Sent: Monday, July 18, 2011 3:35 PM

>

> To: resolution@quickquid.co.uk

>

> Subject: Re: Your Loan Status

>

>

>

> Do you have a complaints department at all?

>

>

>

> Here is my complaint and reconsider this option.

>

>

>

> You have choose VERY WRONG to a disable person who wanted a Personal loan.

>

> You should reconsider your position at once. or I have the right to complain to FSA about your little deny thing against me and you also discrimation people who are disable like myself.

>

>

>

> I am not finish at all!

>

>

>

>

>

>

>

> On 7/18/11, QuickQuid wrote:

>

> > Dear Iain

> > Customer #

>

> >

>

> > Thank you for your interest in QuickQuid. We have received your

>

> > request to be reconsidered for a loan.

>

> >

>

> > After careful review of your application, we regret to inform you that

>

> > we are unable to issue you a loan at this time. This decision was made

>

> > based on identity verification, banking information and/or your financial history.

>

> >

>

> > If you have any queries, please contact our Customer Service team

>

> > round the clock via phone, email or live chat.

>

> >

>

> > QuickQuid Customer Service

>

> > Direct Line: 0808 234 4558

>

> > Fax: 0808 101 1380

>

> > Support@QuickQuid.co.uk

>

> > http://www.QuickQuid.co.uk

>

> >

>

> > Call free from landlines. Mobile phone companies may charge up to 40p

>

> > per minute.

>

> >

>

> > Information may have been gathered from a Credit Reference Agency

>

> > (CRA) or from CIFAS - The UK's Fraud Prevention Service - for use in

>

> > your loan decision. You have the right to access your credit

>

> > information by directly contacting the agency below:

>

> >

>

> > Consumer Services

>

> > CallCredit Limited

>

> > Phone: 0870 060 1414

>

> >

>

> > PO Box 491

>

> > Leeds

>

> > LS3 1WZ

>

> >

>

> > CIFAS can be contacted at the following address:

>

> >

>

> > 6th Floor Lynton House

>

> > 7-12 Tavistock Square

>

> > London

>

> > WC1H 9LT

>

> > http://www.cifas.org.uk

>

> >

>

> >

>

> >

>

> > -----Original Message-----

>

> > From: Iain

>

> > Sent: Sunday, July 17, 2011 10:14 AM

>

> > To: support@quickquid.co.uk

>

> > Cc: resolution@quickquid.co.uk

>

> > Subject: Re: Your Loan Status

>

> >

>

> > I used exprian and equifax as for my checking my references and others.

>

> >

>

> > This is why i got 1 late payment.

>

> > exprian

>

> > "I, MR IAIN , WOULD LIKE IT TO BE KNOWN THAT THE LATE

>

> > PAYMENT ON THE ACCOUNT STARTED 28/01/11 OCCURRED BECAUSE I AM DISABLED

>

> > AND IT IS HARD FOR ME TO PAY THE BILL. I WOULD LIKE ANY LENDER

>

> > SEARCHING MY REPORT TAKE THIS INTO CONSIDERATION WHEN ASSESSING ME FOR

>

> > CREDIT."

>

> >

>

> > equifax

>

> > Current Address

>

> >

>

> > RE

>

> > BARCLAYCARD - I AM DISABLED AND ITS HARD FOR ME TO PAY MY CREDIT CARD

>

> > THATS WHY IT SHOWS LATE PAYMENT

>

> > Registered By: Iain Date of Birth: (I am old and sweet)

>

> > Date Registered: 30/06/2011

>

> >

>

> >

>

> > I wish to appeal for your failed me to get a loan!

>

> >

>

> > On 7/17/11, support@quickquid.co.uk wrote:

>

> >> Dear Iain

>

> >> Customer

>

> >>

>

> >> Thank you for applying for a payday loan from QuickQuid.

>

> >>

>

> >> After careful review of your application, we regret to inform you

>

> >> that we are unable to issue you a loan at this time.

>

> >>

>

> >> Our review of your past borrowing history from your credit report is

>

> >> the primary basis for our lending decision. Other factors in this

>

> >> decision may

>

> >> include: identity verification, validation of application details,

>

> > multiple

>

> >> outstanding loans and income and existing financial commitments. The

>

> >> ultimate lending decision was made by QuickQuid based in part, but

>

> >> not entirely, on information from the Credit Reference Agency (CRA)

>

> >> listed below. Additionally, information may have been gathered from

>

> >> CIFAS - The UK's Fraud Prevention Service for use in your loan

>

> >> decision. Questions

>

> > about

>

> >> the lending decision should be directed to QuickQuid Customer Support.

>

> >>

>

> >> You have the right to request an appeal of the credit scoring used in

>

> > making

>

> >> this lending decision. All requests for an appeal must be sent in

>

> >> writing

>

> > to

>

> >> the below address. We will provide an answer within 21 days of

>

> >> receiving your request. You may be required to submit bank

>

> >> statements, pay stubs or other additional validation as part of the appeal process.

>

> >>

>

> >> QuickQuid

>

> >> 483 Green Lanes

>

> >> London N13 4BS

>

> >>

>

> >>

>

> >> If you believe that incorrect information on your credit report may

>

> >> have negatively affected our lending decision, please check your file

>

> >> at our Credit Reference Agency (CRA).

>

> >> You have the right to access this information by contacting the

>

> >> Credit Reference Agency below directly:

>

> >>

>

> >> Consumer Services

>

> >> Callcredit Limited

>

> >> 0870 060 1414

>

> >>

>

> >> PO Box 491

>

> >> Leeds

>

> >> LS3 1WZ

>

> >>

>

> >>

>

> >> CIFAS can be contacted at the following address:

>

> >>

>

> >> 6th Floor Lynton House

>

> >> 7-12 Tavistock Square

>

> >> London

>

> >> WC1H 9LT

>

> >> http://www.cifas.org.uk

>

> >>

>

> > _______________________________________________

>

> > Resolution mailing list

>

> > Resolution@cashnetusa.com

>

> > https://listserv.cashnetusa.com/cgi-bin/mailman/listinfo/resolution

>

> >

>

> >

>

> _______________________________________________

>

> Resolution mailing list

>

> Resolution@cashnetusa.com

>

> https://listserv.cashnetusa.com/cgi-bin/mailman/listinfo/resolution

 

sorry about this everyone

 

site team is this ok?

 

 

Iain

proof reading done by my mail security software

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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Share on other sites

Hi Iaintw,

 

You don't need Quick Quid...:behindsofa:

 

Perhaps try your nearest credit union locally (might be more sympathetic) or approach your bank if you need funds

or use any savings - anything is better then getting mixed up in payday loans

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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its about this one https://www.quickquid.co.uk/

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

Link to post
Share on other sites

my funds are ok i do have working tax credits, dla about 240 pounds, a business setup bank account and plus savings and current accounts too :D

My CRA is excellent at this moment

 

 

key

cra credit reference agency

DLA Disable living allowance

 

---

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

Link to post
Share on other sites

:welcome::deadhorse:

my funds are ok i do have working tax credits, dla about 240 pounds, a business setup bank account and plus savings and current accounts too :D

My CRA is excellent at this moment PLEASE DONT USE QUICKQUID PLEASE READ OTHERS IISUES WITH QUICKQUID THEY RAID YOUR BANK ACCOUNT SO STAY AWAY FROM THEM ,ALL OF THEM AND BE VERY GRATEFLL YOU DIDNT GET APPROVED :whoo::!:

 

key

cra credit reference agency

DLA Disable living allowance

 

---

:violin::ban::lock1::bump::clock:
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