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Rallya v Alliance & Leicester


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Only £134 in charges to claim back, but every little helps so the saying goes :)

 

Sending my LBA letter off today by first class recorded delivery, am expecting the standard fob off letter so in 14 days will be ready to file my claim...will let the forum know how it goes.

 

Got my statement through the post for A&L and they are going to charge me 2 x £50 on the 24th August :mad: because I went over my overdraft limit. Not too bothered at the moment as I have moved all my payments/SO/DD to NatWest so I dont use A&L anymore (plus I know they will close the account eventually).

 

Just wondering if I should write to A&L about the £50 they are going to charge me and what to say...or wait until they close the account and do a second claim...anyone been in this situation, what did you do eventually?

 

Ral xx

A & L Bank Prelim Letter for bank charges sent 7/9/06

Fob off letter received 14/9/06

LBA sent 21/9/06

2nd Fob off letter received 28/9/06

MCOL filed 28/9/06

 

HFC Bank CCA letter sent 7/9/06

Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06

Bank of Scotland CC CCA letter sent 9/9/06

Abbey Loan CCA Letter sent 9/9/06

Marks & Spencer SR CCA letter sent 9/9/06

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Hi Ral you can add on more charges to your claim right up to the court stage.;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Great, thanks Martin :)

A & L Bank Prelim Letter for bank charges sent 7/9/06

Fob off letter received 14/9/06

LBA sent 21/9/06

2nd Fob off letter received 28/9/06

MCOL filed 28/9/06

 

HFC Bank CCA letter sent 7/9/06

Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06

Bank of Scotland CC CCA letter sent 9/9/06

Abbey Loan CCA Letter sent 9/9/06

Marks & Spencer SR CCA letter sent 9/9/06

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Logged onto my A & L account online today and noticed the section where it said the £50 charges were going to be added to my account on 24 August has gone, and they havent been added to the account either. Looks like A&L may have cancelled them...wonder if its because they have received the LBA letter I sent out...hmm.

A & L Bank Prelim Letter for bank charges sent 7/9/06

Fob off letter received 14/9/06

LBA sent 21/9/06

2nd Fob off letter received 28/9/06

MCOL filed 28/9/06

 

HFC Bank CCA letter sent 7/9/06

Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06

Bank of Scotland CC CCA letter sent 9/9/06

Abbey Loan CCA Letter sent 9/9/06

Marks & Spencer SR CCA letter sent 9/9/06

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Strange........these Gremlins are all over the internet but only seem interested in the bank sites ??:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The extra £50 charges were added on the 26th September, oh well...knew it was too good to be true :)

 

Received my second fob off letter today so went to Moneyclaim online and filed my claim, total claim £219.93...pretty scary but I am determined to go all the way.

 

Donation will be forthcoming once I receive charges back, thanks for all the help on this site!

A & L Bank Prelim Letter for bank charges sent 7/9/06

Fob off letter received 14/9/06

LBA sent 21/9/06

2nd Fob off letter received 28/9/06

MCOL filed 28/9/06

 

HFC Bank CCA letter sent 7/9/06

Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06

Bank of Scotland CC CCA letter sent 9/9/06

Abbey Loan CCA Letter sent 9/9/06

Marks & Spencer SR CCA letter sent 9/9/06

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