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1st Credit/LCS threatening court - old HBOS credit Card debt


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I see their point as you are paying

you have acknowledged the debt,

it would be difficult I think to challenge

as why would yo be paying, the balance

of probabilities imo would be that you would

not be paying if you felt you did not have to or had

a good reason for not doing so.

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  • 8 months later...
  • 2 months later...

This is still on the go.

 

Received another two letters off Connaught so replied asking for the CCA.

 

I have had no reply at all until

 

today when a letter from judge & priestley arrived on my door - mat asking for the amount owing to be paid to Connaught.

 

So, whats happened to First Credit/ LCS. I assume that Connaught is in cahoots with First Cred and why change solicitors?

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LCS does not trade a solicitors,1st credits ''legal'' dept. is

run by a paralegal, J&P have a long running association

with 1st credit.

 

Connaught is merely the collection are of First Credit Finance

a debt purchaser.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Sorry about that Brig, misunderstood or getting confused with all the cr * p. Just carry on asking for the CCA I suppose then.

 

Yes I think so!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

Hi,

 

New here. I don't want to annoy the OP. Maybe I should start a new thread?

 

Worried, but I'm unemployed and don't have a solution. 1st Credit claim to be the legal owner of a Bank of Scotland debt (mine, allegedly). It's 'years' old but under six years. They're making noises about taking me to court. I don't have the ability to pay them, so engaging with them seems a bit pointless.

 

Do I respond to them and keep them talking (knowing that I can't pay), or do I ignore them and wait for them to bankrupt me? (Not all that keen on bankruptcy).

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  • dx100uk changed the title to 1st Credit/LCS threatening court - old HBOS credit Card debt
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