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Can't afford to pay overdraft


Marksgirlie
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Due to the NatWest charging us, I am now more than 400 over my overdraft limit, bringing my debt to them up to around 4200 which will only increase as they continue to make charges and claim interest! I am reclaiming the charges, but in the meantime need to stop them charging interest and arrange to pay back the debt at a rate can afford (I already have an account with another bank where all my money goes- set it up after the charges spiralled and pushed us so deep into debt. All of the charges are what put us over the limit, if they were refunded back into the acct we'd be back under it).

 

Can anyone advise me what i need to do to arrange this? Should i talk to them directly or go through an intermediary (sp)? I want it sorted asap while the amount is still within managable realms...:confused:

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Due to the NatWest charging us, I am now more than 400 over my overdraft limit, bringing my debt to them up to around 4200 which will only increase as they continue to make charges and claim interest! I am reclaiming the charges, but in the meantime need to stop them charging interest and arrange to pay back the debt at a rate can afford (I already have an account with another bank where all my money goes- set it up after the charges spiralled and pushed us so deep into debt. All of the charges are what put us over the limit, if they were refunded back into the acct we'd be back under it).

 

Can anyone advise me what i need to do to arrange this? Should i talk to them directly or go through an intermediary (sp)? I want it sorted asap while the amount is still within managable realms...:confused:

 

hi speak to your bank and explain that the account is now in dispute, this should stop them adding charges. Explain that you are seeking to reclaim your charges.:D

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