##PPI : Can i charge the banks admin charges.

[Srevet]

I have an open question to the forum.

 

The Banks have not dealt with my and many others PPI claims that are in the system to date and i am aware that have no legal right not to process the claims.

 

Are we as the claiments then able to apply adminestration charges to our claims on a daiily basis for the period of time

the claim has been held in stays above the maximum 12 week period allowable within the guidlines for dealing with these matters.

 

If we are able to do this would it not be rather just, fitting and proper to base and support the claim using the precident set by the ruling from the penalty charge Test case

which stated that the Bank charges which are after all administrative charges do not have to reflect the cost of the administration and do not have to pass a test of fairness.

 

Further to this would administration charges levied against the claim not be elegible irregardless of the final outcome of the claim

so that even if the claim was rejected by both the bank and the OFT the charges would still need to be paid

as they relate to the banks failiure to process the claim in the proper timescales and not to the claim itself.????????????????????????????????

 

They cannot say that administration has not gone on as even writing or reading forums such as this is administrative !

 

I would like to place an admin charge on the bank ( in this case HSBC ) of £25 per day for every day over the 12 week max allowable period.

 

This to date is in the region of 9 months some where in the region of £6750.00

 

Please feel free to tear my idea to bits and all constructive critasism is gratefully recieved.

Edited April 27, 2011 by dx100uk
blank lines and sentences added - please dont type on one large block!! - dx

[MARTIN3030]

You can try this approach,but I think its unlikely the bank will agree,and so it would be up to a Court to decide.