CSA conditions on travel, mortgage, and working abroad....

[InsanityBeckons]

I work abroad and pay through the CSA the full 25% for my three kids. I used to see them every 2 weeks, but due to the cost of returning home and other issues, I can only afford this once a month now.

I also pay the mortgage on the home (joint mortgage) where my kids live, but it is jointly owned between me and my ex-wife, so the CSA refuse to take this into account. She refuses to pay her half, so I pay it all to ensure they have a roof over their heads.

Ultimately, with paying the mortgage, travel costs and the CSA payments, I would be better off not working!!!

Not sure how to proceed, as I don't want to give up my career.

If I stop paying the mortgage, will she get help to pay the building society to stay in the house, and what effect would this have on my half share of the property? I know I would get credit rating issues, but I'm not too bothered about that. She doesn't work, so I can't even give her the house as she cannot hold a mortgage.

The CSA said the mortgage could be classed as an old debt, but this calculation would mean I get less than 1/8th of the monthly payment, which is too little for me to keep working, AND will take months to sort.

They also said to request a variation on the travel costs, but this is going to take months and they say it'll be less than 10% of my proven costs. These are about £500 each time.

 

Ultimately, it seems the 'system' prefers me to return to the UK and claim benefits, rather than work abroad (I am even paying taxes to the UK!).

 

Any ideas???

[rebel11]

Hi in

 

Welcome to CAG

The guys will advise as soon as they are available. We might have to move the thread depending on responses.

[watchinginvestigation2011]

It does not seem fair for you to pay 25% of your income and the entire mortgage xx

 

My ex pays quite a bit a month as we have two kids and i think it is set at 20% or 25% as its csa 1.

 

I do feel with help you need to either get off the mortgage or ex needs to move to property can afford on own.

 

Dont worry about the kids, I know its easier to say, but you are paying your bit, its really up to her. I mean she doesnt work, if that is down to disability she might be entitled to benefits in another property. Once you have made it clear you cannot afford the full mortgage she maybe will change her opinion and take action to resolve the situation.

 

Bit awkward as you dont want to stress your kids, but I add it is not your fault and the kids would understand xx

 

Better more informed advice will follow.