CCA reply from Hillensden/ DLC, translation, please

[dx100uk]

LS admin have coughed

 

dx

[bob1835]

Thanks for that Dx, so you think I should go back to LS?

 

Problem is, I've been really slack on this and the Six months that Deliottes have giving me to get back to them with this runs out on this saturday. I'm thinking I should upload the reply from LS that claims it's now a matter for Deliotte's and no longer a matter for them. Let you guys and girls have a look at it, cus I'm even more confused than usual

 

how about if I sent a short letter to Deliottes asking them to clarify their role with this claim? Like are they acting as a CMC here ?

Edited November 6, 2012 by bob1835

[dx100uk]

up to you

 

dx

[bob1835]

So basically, what I think I'm asking, is that London Scottish being in 'Administration' isn't a valid defense?

and that I that should continue with the claim to LS

and forget about the Deliottes form.

Edited November 6, 2012 by bob1835

[dx100uk]

have you looked for the threads whereby LS admin have coughed and read them...

 

dx

[bob1835]

Sorry Dx,

 

I've been through 20 pages of threads about London Scottish and haven't found any where they've 'coughed'. The best advice was to phone the FSCS to ask wheather a claim could be brought against LS. I must have been looking in the wrong place.

 

here's a section from LS letter which made me think I could no longer pursue anything against them...

 

We write to advise you that following discussions between the Financial Service Compensation Scheme (FSCS) and London Scottish Finance it has been decided that all complaints that relate to PPI sold by LSF after the FSA introduction of the Insurance Conduct of Business (ICOB) rules on 14 January 2005 will be investigated by the FSCS.

 

This decision has been taken because LSF is in administration and the FSCS has responsibility for dealing with complaints when a firm finds itself in administration and unable to meet its financial obligations concerning policies commencing after 14 January 2005.

 

As your complaint is about insurance policies sold on xxx xxx and xxx xxx, this matter will be passed onto them for investigation, and should you require further information regarding this matter please contactthe FSCS directly at:.....

 

 

I thought Deloittes were acting for the FSCS, not as a claims company - dumb i know, I really am confused. How can they state the above and still pay out? Really lost:|

 

I've tried uploading the letter, both on here and in photobucket it doesn't seem to be my night

[dx100uk]

earnest and young

 

try them

 

they are the adminstrators

 

dx

[bob1835]

any one know the correct phone number for Ernst and Young?

Plan to phone FSCS this afternoon, see if they can help.

 

I'd really like to know if there's a six month window between receiiving a 'final response' from London Scottish and taking the claim to FSCS?

 

Deloitte's say they 'may not be able to help' if we don't contact them within this time, so it doesn't sound that final.

but I tend to be wrong about things like that

 

p.s. does anyone know of any threads/cases where London Scottish have paid out on a PPI claim?

Edited November 7, 2012 by bob1835

[dx100uk]

search engine?

 

i know there were at least one

success

but i cant find it now

strange

 

dx

[zydeco]

Well, this is their website,

 

http://www.ey.com/UK/en/Home

 

and from the asset management page,

 

In the UK please contact:

Gillian Lofts

Asset Management

Tel: +44 [0]20 7951 5131

but not sure if that's the section you need.