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      If you are buying a used car – you need to read this survival guide.
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      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Has anybody seen Experian's James Jones lately???

SurlyBonds

By SurlyBonds
in Historic Bank Claims

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SurlyBonds

SurlyBonds

Posted
Posted

I sent him a PM asking if he was going to answer some of the questions on the forum, as we hadn't been blessed with his omnipotent presence lately?

 

Following error occured:

JamesJ has chosen not to receive private messages or may not be allowed to receive private messages. Therefore you may not send your message to him/her.

 

For the so-called UK Education Mangler, you'd think he'd answer questions from his public every now and then, i.e. those poor mugs without whose data he'd be out of a job.

 

I wanted to ask him when we'd see the change in the wording of Experian's website... which still crows on about their "legal right" (ho hum...laugh?, I nearly pi**ed myself) but alas, no Milky Bar Kid today folks to enlighten us mere Hobbits in Middle Earth.

 

I'll bet the Fat Controllers at Experian have stopped James the Red 'Data' Engine and the other jolly chuffing characters on the Island of SodOff...sorry, I meant Sodor...from contributing their pearls of wisdom to the great unwashed.

 

Either that, or he's on four months of courses learning about the Data Protection Act and contractual law.:D

 

Has anyone heard from him lately... or has he simply faded into the night like a spritey wisp of an orb...

 

So, who was that masked man? :rolleyes:

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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martin2006

martin2006

Posted
Posted

Hi Surlybonds

Just a quick question, I sent that fabulous letter to Blackhorse along with the statutory notice on 23-8-06 and havent heard a thing yet. what do you suggest i should do if i hear nothing after the 21 days are up?

PLEASE HELP US TO KEEP THIS SITE RUNNING

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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Lizzy

Lizzy

Posted
Posted

I think you issue a court claim. You did send the notice didnt you ?

 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Lizzy

Lizzy

Posted
Posted

As for James Jones I really think he believed he was right. After all nobody would post with such authority if they thought they might be wrong. SurlyBonds not ;)

 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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Tinkerbelle

Tinkerbelle

Posted
Posted
Hi Surlybonds

Just a quick question, I sent that fabulous letter to Blackhorse along with the statutory notice on 23-8-06 and havent heard a thing yet. what do you suggest i should do if i hear nothing after the 21 days are up?

 

Please do not hijack this thread. Ask questions in your own thread, and that way issues /questions will not get "lost" and other people can benefit.

 

Many thanks.

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Guest strangewayofsavin

Guest strangewayofsavin

Posted
Posted

I think you should stop being so harsh to James, it's very difficult for him to type with both feet in his mouth.

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meagain

meagain

Posted
Posted
I think you should stop being so harsh to James' date=' it's very difficult for him to type with both feet in his mouth.[/quote']

 

Don't you mean "it's difficult for him to see what he's typing with his ..." ... never mind. :D

HSBC • Lloyds TSB • contractual interest • New Tax Credits • coming for you? • NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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tom3131

tom3131

Posted
Posted
deleted by mod

 

Charming.......:rolleyes:

 

Will all users who are making defamatory, personal remarks about individuals, please stop immediatly!

 

Is it helping people re claim their unlawful bank charges.....? NO?

 

Then it doesnt belong here.

 

CAG and BAG are not condoning any comments made by any users of the site, and reserve the right to remove any post they believe is potentially libellous. As is stated in the rules of the forum.

 

 

Tom.

Before you take any legal action, please read through the

FAQ's, then if you dont understand something, please ask for advice ;) .

 

If theres a thread in which you think I could help, please PM me using the Private Messaging facility in the top right hand corner of the screen.

 

Advice & opinions of tom3131, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you ha

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SurlyBonds

SurlyBonds

Posted
  • Author
Posted
Charming.......:rolleyes:

 

Will all users who are making defamatory, personal remarks about individuals, please stop immediatly!

 

Is it helping people re claim their unlawful bank charges.....? NO?

 

Then it doesnt belong here.

 

CAG and BAG are not condoning any comments made by any users of the site, and reserve the right to remove any post they believe is potentially libellous. As is stated in the rules of the forum.

 

 

Tom.

 

Then remove it and see if I care. And then go and remove every single personal remark that's ever been made against the banks on this site... just to stay nice and consistent... after all, we wouldn't want to defame the banks now, would we.

 

Strewth... some people need to get a dose of Humourzoid 50mg, three times a day.:rolleyes:

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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Guest ian cognito

Guest ian cognito

Posted
Posted

sorry surlybonds but I'm with Karnevil and Tom3131 on this one, I have found your posts really helpful but I don't think this type of personal attack helps anyone.

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tom3131

tom3131

Posted
Posted
Then remove it and see if I care. And then go and remove every single personal remark that's ever been made against the banks on this site... just to stay nice and consistent... after all, we wouldn't want to defame the banks now, would we.

 

Strewth... some people need to get a dose of Humourzoid 50mg, three times a day.:rolleyes:

 

I really wouldnt reccomend insulting the people who help run this site ......:rolleyes:

 

Because the people who have got thousands upon thousands of pounds back from the banks because of our help just might have something to say ;-) .

 

Just three a day of the Humourzoid? :o Might "just" make me smile I suppose.... 8)

 

 

Tom

Before you take any legal action, please read through the

FAQ's, then if you dont understand something, please ask for advice ;) .

 

If theres a thread in which you think I could help, please PM me using the Private Messaging facility in the top right hand corner of the screen.

 

Advice & opinions of tom3131, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you ha

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blueskies

blueskies

Posted
Posted

I agree with Karnevil and Tom on this one, personal attacks are not welcome on this site and, like it or not we all have to follow the site forum rules.

 

 

A topic/post will be edited or deleted if it contains:

> Xenophobia, racism or personal abuse.

 

 

This thread has been highlighted for moderator attention and continual breaches of the rules could result in the user being blocked.

 

I hope that I have been clearly understood and no more will be added to this thread.

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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SurlyBonds

SurlyBonds

Posted
  • Author
Posted
The comments made against the banks are about that - the banks - not about an individual person.

 

You are calling an individual names which just isnt acceptable on this site.

 

then, you'd better go through the entire site and remove EVERY single incidence of where remarks have been made against named bank individuals (from responses to letters, etc.) and remove them ALLl and then have a pop at the member who posted them, just to ensure a nice consistent application of the policy, or is it because you don't personally like my writing style...as intimated to me before.

 

God, some people get their stripes, and that's it... next, the World... Muhahahhahahahahahaha

 

A good prescription of chill-pills is badly needed around here, before pinkie systolic pressures start going through the roof...

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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SurlyBonds

SurlyBonds

Posted
  • Author
Posted
I agree with Karnevil and Tom on this one, personal attacks are not welcome on this site and, like it or not we all have to follow the site forum rules.

 

 

 

This thread has been highlighted for moderator attention and continual breaches of the rules could result in the user being blocked.

 

I hope that I have been clearly understood and no more will be added to this thread.

 

Fine, then go and ban my ID, if that's your considered opinion.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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SurlyBonds

SurlyBonds

Posted
  • Author
Posted
I agree with Karnevil and Tom on this one, personal attacks are not welcome on this site and, like it or not we all have to follow the site forum rules.

 

 

 

This thread has been highlighted for moderator attention and continual breaches of the rules could result in the user being blocked.

 

I hope that I have been clearly understood and no more will be added to this thread.

 

Have just also reported this as quite unnecessary censorship of free speech and personal opinion.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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barracad

barracad

Posted
Posted

Please take note

 

Personal disputes are not permitted on this site.

 

The forum rules state that personal abuse is not welcome.

 

And for your information, nobody is obliged to post on a regular basis, people can post as and when they like - this goes for Mods and Site Helpers, as well as the individual you are having a go at.

 

End of discussion.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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