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JD V Nationwide **WON**


jdonaldson
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Damn, just turned down for an Abbey Account :(

 

can't do Alliance & Leicster,Halifax, Ulster Bank...

 

So not much left as can't get NatWest over here...guess it might be co-op then, and only one branch in Northern Ireland!

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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You should have YOUR money within the next fortnight.:)

Data Protection Act sent to Nationwide 19/05/06.

Statements received 24/06/06 - Charged £1,954.50 :eek:

Prelim letter sent to Charles Bacon 27/06/06 :)

Cannot refund letter from Sarah Watson 07/07/06 :rolleyes:

L.B.A. sent to Charles Bacon 18/07/2006 ;)

Claim deemed filed 30/08/2006 8)

* REFUND TIME * 15/09/2006 :p

*£1945.50 + £443.37 interest + £62.00 Court fees*

** DONATION MADE **

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hmm.. I know I am being impatient, but court sent stuff to them on the 8th and I ahve heard nothing still - no money, letters and noting showing on the website for the small court claim as it being acknowledged even...

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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hmm.. I know I am being impatient, but court sent stuff to them on the 8th and I ahve heard nothing still - no money, letters and noting showing on the website for the small court claim as it being acknowledged even...

Give them a phone, they are actually very helpful. They will confirm the amounts being refunded etc and when you are likely to get it. If it is by cheque it may have been lost in the post and they will happily send a replacement.

If I have helped click my scales....

 

Find my threads by clicking here

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It will probably be a week or so yet.

As to court site I had my money back and

it was still not showing that they had acknowledged it.

Not sure if they even did acknowledge as they paid me

before they had to.

It Will Come :rolleyes:

Data Protection Act sent to Nationwide 19/05/06.

Statements received 24/06/06 - Charged £1,954.50 :eek:

Prelim letter sent to Charles Bacon 27/06/06 :)

Cannot refund letter from Sarah Watson 07/07/06 :rolleyes:

L.B.A. sent to Charles Bacon 18/07/2006 ;)

Claim deemed filed 30/08/2006 8)

* REFUND TIME * 15/09/2006 :p

*£1945.50 + £443.37 interest + £62.00 Court fees*

** DONATION MADE **

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YAY:D:D:D:D

 

Just checked internet banking and ALL the money is there!!

 

Well it is on my balance not on the statment only a bit of it is showing but all is showing on my available funds :D

 

YIPEEEEEEEEE

 

 

Tahnk you everyone sooo much for the help, advice, support and encouragement on this.

 

Donation about to be made

 

:D

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Does this sound ok for an email requesting further charges back?

 

"You will see from my account XXXXXXX that you have refunded my bank charges today after me submitting a small claims against nationwide. 2 further charges were taken from my account on 30th October 2006 for unpaid DD’s. I would be grateful if you could refund these charges to my account.

 

I think it would save your organisation a lot of time and expense to refund these now rather than me have to submit another court claim

 

If you need to discuss this matter please contact me on XXXXXXXXX"

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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WELL DONE ON YOUR WIN !!!:D

 

Enjoy YOUR Money.

Data Protection Act sent to Nationwide 19/05/06.

Statements received 24/06/06 - Charged £1,954.50 :eek:

Prelim letter sent to Charles Bacon 27/06/06 :)

Cannot refund letter from Sarah Watson 07/07/06 :rolleyes:

L.B.A. sent to Charles Bacon 18/07/2006 ;)

Claim deemed filed 30/08/2006 8)

* REFUND TIME * 15/09/2006 :p

*£1945.50 + £443.37 interest + £62.00 Court fees*

** DONATION MADE **

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Does this sound ok for an email requesting further charges back?

 

"You will see from my account XXXXXXX that you have refunded my bank charges today after me submitting a small claims against nationwide. 2 further charges were taken from my account on 30th October 2006 for unpaid DD’s. I would be grateful if you could refund these charges to my account.

 

I think it would save your organisation a lot of time and expense to refund these now rather than me have to submit another court claim

 

If you need to discuss this matter please contact me on XXXXXXXXX"

 

 

Congratulations and yes that email is fine. I would maybe phone them as with both of my claims they included recent charges since my action began so they may already beleive it is paid?

If I have helped click my scales....

 

Find my threads by clicking here

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Well email was read and ignored, phoned the Customer Service manager who sent the letter to me saying charges were being refunded. Very nice fella actually.

 

But he isn't sure if they can refund the £60, says that probably I will ahve to submit the court papers again for it. He agreed it was total silly as it will cost them another £65 on top of charges to refund to me, but explained that they are now locked up in 'procedures' He is going to check with their legal department on Monday and get back to me. Hmmmm...

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Spoke tothe nice man again today - he said they will refund the £60 if it wasn't included in the other refund (it wasn't) as to save them court costs...

 

So I'll be watching my internet banking again for a few days to see it appears back ...

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Just checked my account and suprise suprise they haven't refunded the £60

 

Phone call tomorrow morning I think ...

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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Phoned on Saturday and asked where the £60 was - it was credited later that day :D

 

All done and dusted now.

 

Still haven't had my letter of closure through, keeping silent hope that it might not come as no luck with a parachute account yet!

 

Thanks again for all the help and advice people.

 

DPA going to Halifax tomorrow.....Will file small claim against Capital one in new year if not befoe :)

CAPITAL ONE Amount owed £480+ interest £52.95

Prelim 10th July 06

Reply with £12 difference offer of £168 27 July 06 Replied 9th Aug 06

Another reply from them 25th Aug 06 LBA sent 9 Sept 06

Reply of last offer for £168 received 28th Sept

Finally filed court papers 4 July 2007

 

NATIONWIDE Amount owed £507 + interest £27.98 WON :D

Prelim sent 9 Sept 06 LBA sent 9th Oct 06 Court papers filed 20 Oct 06 Won 15 Nov 06

 

BANK OF SCOTLAND Amount owed £275 SETTLED IN FULL

Prelim sent 14 Oct 06 Offered half refund 28th Oct 06

Sent letter refusing part payemnt 31 Oct 06

Full refund sent in a cheque from BOS on 3rd Nov 06

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