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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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neilstapley350 vs Halifax *WON* :)


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Hi I have started the ball rolling requested may bank statements from the period 2002 to 2006 as initially I could not remember when I actually opened the account polited lady in the branch informed that they would would be a charge of £5 within 5 days they arrived and after totaling the charges up it came to £3019. Realising I could go back 6 years paid a futher visit to my branch to find out when the account was opened. I was informed that the account was opened in Dec 2002 which is strange as the statements I have got go back as far as June 2006 (Me thinks they have begun to smell a rat) well found out why now and have requested the full statements but this has been two weeks now so I think they are stalling. I have decided to proceed with the claim for the £3019 and have sent off the first letter.

Do you think i should have waited for the remaining statements to arrive or can I make a second claim when they finally arrive.

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Hi neil as long as you know the full amount when you put in your money claim then as you have started the ball rolling, just continue with your time table and update your schedule when the other statements come in. If they come before you send your LBA then just add aline to it stating that the charges have increased since the last letter due to recieveing new statements, which had new charges on them. Its what you claim on your moneyclaim that cant be changed. so good luck

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Well still no statements and its been nearly 4 weeks now. Called them today regarding it and they gave me the usual response of been lost in the post. They have re-ordered yarda yarda yarda.

 

They will have recieved the prem letter today so let the fight begin.

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Well recieved the expected response and the expected leaflet well two infact one from the branch saying they have requested information about my account also saying and I quote.

 

"THESE CHARGES ONLY PARTIALLY COVER THE COSTS WE INCUR AND COMPARE FAVOURABLY WITH OUT COMPETITORS"

 

Would really like like to now how much it really costs them if they charge me £63 to pay £1.70 train ticket.

 

 

They also know this is not going to go away as they have also given me reference number for futher correspondance.

 

Do I ignor the letters and continue with the 14 days or shall I respond?

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Hi neil ,yes, this is run by your timetable so just stick to it I had almost the same letter then a few days later an offer was sent to me, its just stalling tactics. when their 14 days is up send them the LBA. Mine will be going recorded delivery in the morning.

Good luck.

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  • 2 weeks later...

Well they are sticking true to the timetable recieved a letter to today offering £956 as a gesture of goodwill, which of course I am not excepting.

 

I have a few questions.

 

1) Can I merge the reject letter and the LBA letter.

2) Can I include in the schedule of charges the charges that have not yet been applied but know will be applied at the end of the month.

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  • 3 weeks later...

I am have started the money claim today and in the template in the particulars of claim it mentions that I will send another copy of the list of charges.

 

Do I need to do this ? Since the LBA letter was sent the figure has changed as more charges have been applied to the account.

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Recieved Acknowledgeemt of reciept yesterday morning from MCOL and yes you guessed it Halifax are going to defend the case.

 

__________________________________________________

 

09/09/06 - Preliminary letter sent

12/08/06 - standard halifax response received

20/09/06 - offer from Halifax for £959

25/09/06 - LBA sent

09/10/06 - MCOL done (£3178.81 Charges + £358.37 Interest)

10/10/06 - MCOL notice of issue recieved (Claim deemed served 15/10/06)

14/10/06 - MCOL notice of acknowledgemt confirming Halifax intend to

defend (Dated 12/10/06)

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Hopefully. Been looking through the other threads and it seems that it happens with in a week give or take a few days so fingers crossed.

__________________________________________________

 

09/09/06 - Preliminary letter sent

12/08/06 - standard halifax response received

20/09/06 - offer from Halifax for £959

25/09/06 - LBA sent

09/10/06 - MCOL done (£3178.81 Charges + £358.37 Interest)

10/10/06 - MCOL notice of issue recieved (Claim deemed served 15/10/06)

14/10/06 - MCOL notice of acknowledgemt confirming Halifax intend to

defend (Dated 12/10/06)

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Settled in full

*****£3657.18*****

___________________________________________________________

09/09/06 - Preliminary letter sent

12/08/06 - standard halifax response received

20/09/06 - offer from Halifax for £959

25/09/06 - LBA sent

09/10/06 - MCOL done (£3178.81 Charges + £358.37 Interest)

10/10/06 - MCOL notice of issue recieved (Claim deemed served 15/10/06)

14/10/06 - MCOL notice of acknowledgemt confirming Halifax intend to

defend (Dated 12/10/06)

17/10/06 - Settled in full £3657.18

 

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