Joint Egg Loan, Sequestration and Apex

[stevenscott5581]

I live in Scotland and went bankrupt in 2003. I had a joint Egg loan with my partner, this was included within my bankruptcy. My partner and I were both issued a defaut notice at the time. I can still log into Egg and have kept my details updated. At the time of default egg obviously pursued my partner for the debt, they froze interest and accepted a payment of £50 per month. This payment has been made since 2003. All communication from Egg is still in my name - i.e yearly statements, request to increase payment and no mention of my partner. Recently I received a letter from Apex stating Egg had sold the debt to them - I phoned them and told them about my bankruptcy, gave them my bankruptcy number etc Apex did not mention the fact this was a joint loan and checked my bankruptcy details with the Edinburgh gazette and confirmed - they told me they would pass the debt back to Egg. Where do I go from here, any advice?

 

Thanks

Steven

Edited December 15, 2010 by stevenscott5581

[IdaInFife]

You will probarbly find that when Apex send it back with the BK details then Egg will stop the statements etc. in your name. If they don't and you want them too a quick letter with the BK details should do it.

[stevenscott5581]

I have spoke with Egg today and they have asked me to send my Discharge Certificate again, this accout was opened in 2002, they have no record of this account being a joint account and my name is the only name on the account, I am not liable due to Bankruptcy, any ideas why this may have happened?

[IdaInFife]

not a clue