Sarah V GE Money**WON**

[sarah13]

thank you for advice- had planned to use N1 and not moneyclaim cos i am fee excempt. will get it sorted out.

[sarah13]

finally sorted n1 , will be leaving soon to go to the court to get it actioned. wish me luck!

[sarahpp]

Good Luck!

Sarah

[sarah13]

thanks sarahpp !!!i done it although it fazed the court lady filing a small claim for no money! watch this space!

[jobloggs]

Having read a great dela on the banking thread, it seems to norm when getting charges refunded that they make an attempt to pay off debt collecotrs, oD's and the like.

The general concensus of opinion (with bank charges) is to point out to them the money is yours and you will spend as you see fit, and remind them you can always rerquest the money be paid to the court.

How this equates to your circumstances i would not cast in stone, but worth looking into.

The big thing here is to accpet as partial settlement and go for th erest, do nto get waylaid in your timetable and make sure they know you arer sticking to it.

I guess they wil cough the full amount eventually, but you ave to be firm with them.

This is your case not thiers and you work to what you want out of it provided you are right and accurate in what you are claiming for.

[sirddpc]

Hi Sarah,

 

Firstly well done to you and everyone else who are going to fight GE,

 

I have just sent off a S.A.R - (Subject Access Request) to GE listing multiple account numbers which I have had over the years, and although some are now settled, some are with Cohens, Lewis and whoever the hell else they sell/pass these debts to. I have also in the past had letters from Aktiv Kapital relating to these,

 

It would appear GE sell the debt,(maybe after first using one or two collection comapnies of there own) to one company who then use another (or its still them, but just a different trading name) to collect, and possibly it goes to further companies even after that !!

 

I have found Lewis to be most persistent I always find the "all correspondance must be in writing" stops the calls quite well.

 

So, to this end I am going to go after GE first for charges, then and if I find any other third party have added fees, i will go for them also.

 

Out of interest, and in order to clarify which collection company is which, all credit and collection companies MUST be registered with and have a consumer credit liciense, on the licience apllication, they have to list every name they intend to trade under, unfortunately it doesnt look like this info is online YET, and you would have to do it by phone or letter, have a look at the OFT consumer credit licience website below:

 

Consumer credit licensing online

[Mr Chips]

Hi Sarah13, i just wanted to ask how did you name the Defendant on your N1 (GE Money claim)? I shall soon be doignt the same for my store cards, so i want to get it right.

 

Ta.

[MARTIN3030]

It should be the card issuer......the name of the company thats on the statement.

[sarah13]

thanks for all your posts- will take a look at tht website above as soon as my head stops pounding! my husband turned 30 yesterday so we had a bit of a big drinking session. i will leave a suitable recovery time!

[sarahpp]

Aaah yes - I remember turning 30, I could drink then too !!!

[MARTIN3030]

I remember being 30 too...........or was it 40........

[sarahpp]

Yes- It's amazing how you keep moving the goalposts about what constitutes "old" - my own definition is about 80 now. When I was 18 it was 30!!

[MARTIN3030]

You are as old as who you are feeling:o

[sarahpp]

Oh no!! don't say that Martin -that makes me older than my chronological age!!

[MARTIN3030]

Theres 2 ways of reading that post lol:rolleyes:

[sarahpp]

subtleties are wasted on me -especially on a Sunday morning when I had to get out of bed before it was light

[sarah13]

i'm not 30 yet (altho nearing) but with all the kids i feel about 20 years older especially today!x

[MARTIN3030]

subtleties are wasted on me -especially on a Sunday morning when I had to get out of bed before it was light

 

lol:rolleyes:

[sarahpp]

i'm not 30 yet (altho nearing) but with all the kids i feel about 20 years older especially today!x

 

 

I know what you mean - I have 3 at home. Sundays just seem to be the worst don't they? and then, you always have to go out somewhere in the afternoon and it is like mobilising a small army!!!

[sarah13]

i agree, but what would we do without them?!!! too much to mention!

[sarah13]

still no word- keep waiting!

[sarah13]

BAD NEWS - got my claim form and other documents sent back by the court with a letter saying 'your request for issue of the claim in the above case is returned because: the papers have been incorrectly completed ot you have used the incorrect claim form. i would therefore suggest that you seek legal advice to help you in the issuing of this claim'

 

i dont know what i've done wrong- am trying to make them produce missing statements. What should i do?

[MARTIN3030]

BAD NEWS - got my claim form and other documents sent back by the court with a letter saying 'your request for issue of the claim in the above case is returned because: the papers have been incorrectly completed ot you have used the incorrect claim form. i would therefore suggest that you seek legal advice to help you in the issuing of this claim'

 

i dont know what i've done wrong- am trying to make them produce missing statements. What should i do?

 

Depends on what they are specifically meaning is wrong.?

any chance we can look at what you filed ?

[sarah13]

Thanks Martin. Certainly! The bried details of claim are: order under section 7 and section 15 (2) of the dpa 1998. do you want me to try and scan in the particulars of claim as they are quite lengthy?

[MARTIN3030]

First I would go through everything and check see if you can see anything.

Sounds like it could be something simple maybe even obvious.

Its more likely to be something other than that which you have copied and pasted.You know like your details/the defendants details dates etc etc