Do i Have a Case PPI Via "Brighthouse"

[banksarggg]

hi all

i was hoping someone could enlighten me , i had a phone call on my mobile as well as my landline from this company they asked if i had any previous loans well the only main credit i can think of is 2 years ago i had finance with "Brighthouse" i had a xbox 360 (which in total i paid £600 !! for , a TV i paid in total £1100 and a laptop £546 ,

i remember i was not happy that i HAD to take there "Optional Service cover" (why they put "Optional!" ill never know and also i had to have "Damage Liability Cover" which i said to them that i did not want it but they said if i didnt take it i could not have finance ,

 

The guy on the phone said that there company are taking on companies who sold unnessasary Insurance etc etc

which he said after i said to him what i wrote above that i should be entiltled to my money back and that they would take on the company for me but (although he said it pretty fast) i caught the part where he said that they took a 39% charge for taking on my "case"

 

is it true that because i paid an obscene amount for a service i never wanted or used that i am entitled to a refund ?

Is this is a case for "Missold PPI" ?

 

i have kept EVERY single receipt and i have all the credit agreements for the 3 items i had

any help much appreciated

you guys are great thanks

[dj1971]

Hi banksargg,

 

If you believe you were mis-sold insurance, then yes you may have a case to reclaim the premiums back.

 

I suggest you have a read of the stickys on the ppi homepage. There is a wealth of useful information there.

 

I also suggest companies such as the 1 who called you, as they are often just after your money and do little to actually help. You will find all the information and help you need here on the forum from other caggers who have been in the same situation as you.

 

Good luck

 

DJ

[banksarggg]

Thanks DJ

i guessed those companies were just one of them "no win no fee" kinda people and end up with most of the money you get

big thanks again