Cahoot - Time To Take Them To Court

[letsdothis]

Hello all,

 

Tomorrow is the day that I want to file a claim against Cahoot in my local county court. I need a little help if possible on filling in the POC's etc

 

Some background:

 

 

• I SAR'ed Cahoot and got a full list of charges, these totalled £350 ish from 2005 until present day
  
• I wrote to Cahoot, giving them 14 days to respond and come to an agreement. My figure asked for was £900 ish - This included the charges, Contractual Interest, and Stat Interest
  
• I again wrote to Cahoot with a LBA in June
  
• Cahoot wrote to me and offered me £400 ish in Final Settlement in June
  
• Cahoot then sent me a cheque for £400 in final settlement in June, of which I have not banked as I thought it may weaken my case. I rang Cahoot and told them that I would send this cheque back as I did not accept their final offer.
  
• I also offered them the chance to refund the whole amount I was claiming off my outstanding balance. Cahoot declined.
  

Therefore, I now feel that I have given them every opportunity to resolve this and I have no other option but to enforce what I have threatened to do. I have absolutely nothing to lose by doing so and I am fully prepared to go all the way with them at Court.

 

So, what is the best way to achieve the N1 correctly filled in for the claim that I wish to go for?

 

Any help would be greatfully received.

[jellybabe]

subbing....

 

May i ask if this is for an overdraft? And if so, how did you manage to get an offer of them after the test case finished?

 

thanks,

jellybabe

[king123]

Is this PPI or bank charges? If it's the latter I'd have banked the cheque! Getting back charges seems to be nigh on impossible now.