DPA Request - Address for Barclays

[Azazal23]

Had a barclays current "student" account which defaulted in 2004. It was settled very quickly.

 

I have on noumerous occasions asked them for a copy of the default notice without getting a result. However they did send a copy of the termination notice. Dated 16/9/04 the same day as the default was registered.

 

The other day i sent a more firm letter asking for a response which relates to the default

 

"I note from our records that a previous request for this (the default notice) was made under ref 100***** and a response was issued by *******. I have today contacted our Consumer Finance Team who confirmed that as the debt related to a current aco**** a Termination Notice was issued to you, a copy of which you have already received"

 

"You have requested information with the CRA be removed and i confirm that as stated with the termination notice it was the banks intention to register details of any outstanding balance of accounts with the CRA's. I am therfore unable to action your request.

 

Now the interesting points form the Termination Notice are

 

It is dated 16/9/04 - same day as the default was registered on my CRA's files

 

It says they are terminating our agreement from 30/9/04 and demand full re payment of my balance from that date.

 

Quote

 

" If you do not settle the balance on your account the Bank may transfer responsability for recovery of the debt to one of its recovery units for further action., it is the banks intention to register details of the account with the CRA's

 

Question 1. Do they legally have to send me a default notice for my current account, i did have an overdraft by the way

 

Question 2. Were can i go from here, i had a look at other templates but they are for loans etc... Need some help that specifically relates to Bank accounts they its seems to differ from loans.

 

I also had an oberdraft with the account

 

Another point is that they have entered the 16/9/04 as the date the account was also settled.

[Azazal23]

can anyone help

[Azazal23]

I have a claim with Barclays for the removal of a Default. I am not claiming charges, but my claim has been stayed. The letter states the current OFT case which has no relation to mine. My hearing was due to be 8 October aswell.

 

Wrote a letter in explaining all this, even quoting art 6.1 Human Rights Act.

 

I called today becuase i had not got a reply, and the [edit] judge has upheld it. Just stating the stay had not affected or breeched the act or my rights.

 

Can anyone suggest some help. I just feel like they have just automatically stayed every Civil Case involving Banks

[slick132]

Without more detail, all I'd suggest is you speak to Court Manager to ask what reason they have for staying a case which is clearly not related to the OFT test case. Come back with result to see what should be done next.

 

Slick

[Azazal23]

Ok i have checked they could not give me an answer for why. All they said was the judge had a look at my letter i sent in and said he did not think it breached my rights and it was upheld

[slick132]

I would write to the Court Manager and point out simply but politely that the Staying of your case is wholly inappropriate because it WILL NOT be influenced by the OFT test case.

 

Repeat that the case concerns default removal and has nothing to do with reclaiming bank charges.

 

By putting it in writing, you may force the Court to reconsider or to justify the present stance.

 

Slick

[Azazal23]

Had my claim with Barclays ( for removal of default) stayed with all the other refund of charges claims. My claim is in no way related to these claims yet has been stayed anyway. I have just sent a 2nd appeal in, can anyone give me any advice if this fails.

[Azazal23]

Update......

 

I lady from Barclays called last night to say she had recieved the copy of the appeal i sent to the Court and agreed that might case should have never been stayed...said they would contact me in due course.

 

What happens if the court stays the claim again, also considering Barclays requested the stay in the first place, could i claim they delayed the case unjustly and ask for their defence to be struck out for abuse of the process?

[Azazal23]

Posted this in the OFT Updates section, but applies to the "stays" and defaults

 

 

http://www.consumeractiongroup.co.uk/forum/oft-test-case-updates/134416-me-barclays-stay-unfairly.html

[dpick]

Hi use the following link and amend the letter to reflect that you require the removal of the order not a prospective order for a stay

 

don't wait for barclays they will wait and do nothing you will ahve to do this yourself.

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/114308-objection-stay-credit-card.html

 

all the best dpick:)

[tiglet]

It's a lot easier if you stick to one thread for people to help you

[Azazal23]

This topic was closed on 03/07/19.

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