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CCJ has vanished from credit report <6 years


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Hello,

 

This is my 1st post in this part of CAG so bare with me :)

 

I have previously used Credit Expert and registered with my maiden name.

 

I cancelled that ages ago as I no longer had any use of it.

 

Anyhoo, I thought I'd be cheeky and see if I could do the 30 day trial again.

 

I was able to re-register under my married name. So another 30 day trial woohoo!!!

 

Ok my issues are as followed:

 

The CCJ I was issued with for £250, thanks to British Gas.

 

Seems to have gone :eek: It was issued in 2007. I was going to dispute it anyway as it was issued when I wasn't even in the country and never received the summons etc.

 

All my alias' are visable on my credit report (I had to ring them to sort this out as information was missing)

 

Since it updated yesterday 2 more accounts have popped up, but still no CCJ.

 

Also my credit card is not showing (I don't think they send to Experian anyway, they use Equifax)

 

I know I'm not that great at maths, but surely it hasn't been 6 years yet so why is the CCJ not showing?

 

Is it because it was issued under my maiden name:?::confused:

 

Thanks in advance :)

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Oh I forgot to mention, the CCJ was visable when I last had my Credit Expert account, back in 2008. When I was registered under my maiden name.

 

So it's not an issue with it not being with this particular CRA. It was on my Equifax too :)

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If the CCJ is no longer showing then that is a good thing and wouldnt worry about it.

 

If you cant see it neither can creditors

IVA Entry Removed

Nationwide Default Removed

Nationwide Joint Account Default Removed

Natwest Default Removed

Blackhorse Car Finance Court Claim - Won

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If the CCJ is no longer showing then that is a good thing and wouldnt worry about it.

 

If you cant see it neither can creditors

 

I best check my Equifax one before I start to celebrate lol. :D

 

I'm not worried about it, just concearned that Experian have f'd up. There is lots of other stuff not showing that should be showing and are current.

 

My WFS account was not showing because they had me down as house number X instead of flat number X. That seems really weird....

 

Also have my last address wrong, the address they have does not exist and they wont change it :(

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Lol, it popped up today after I added the address I was living at 4 years ago... :(

 

Never mind.

 

Think I'll cancell my membership as they report is rubbish and everything is duplicated and they say that I'm not on the electorial roll even tho I voted last month with my 2 poll cards!

 

IDIOTS!!!

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