Initial Letter

[Guadge]

Sorry to wind you all up! You will probably be almost as gutted as I am, but I just phoned the court, and 'Colin' is off sick. I asked what this meant in terms of my warrant, and they said he will 'probably' send a letter to Halifax when he returns next week. It has really annoyed me. I can't see the point in going through the courts to this extent, if no one is going to make them pay my money!! When I think of the threats I've had of CCJs against me, I wish I hadn't worried, and just ignored all my post now!

[colour-me-happy]

Don't worry too much... revenge is a dish best served cold!

[sean frampton]

I am gutted for you.

 

Convinient he is off sick, not some sort of conspiracy is it?

[Guadge]

I feel like that!! Although three charges Halifax were supposed to take yesterday hacen't been taken, so maybe they are softening??

[Guest Lueeze]

Aww sorry to hear that!

 

What can you do now? Wait for the bailiff to come back, or just go in yourself and ask for the money?

[Guadge]

I have to wait for the bailiff, who will then 'write a letter'. They're not very aggressive apparently!!

[Guest Lueeze]

So hteres no one til next week to do that? At all?

[sean frampton]

Perhaps the baillif banks at that branch and is just hoping it will all go away!

[Guadge]

There's only one bailiff to each little district apparently, and they have to be off work sick for three weeks before another steps in to help out with their district!!

[Tinkerbelle]

OH bummer.....

 

Trust them to spoil our fun , and what is all this nonsense about writing a letter? They've had their chance.... move in and destroy I say

[Guadge]

Exactly! How many letters do they want??

[Guadge]

Just got an email! They are paying in full, inc all costs and interest - into my account this afternoon. Sorry folks! But thanks for your support.

PS: I am happy!!

[Guest Lueeze]

Well done!

 

Lou xx

[deemacperth]

Would you still be able to phone Colin to ask him?

[deemacperth]

well done by the way.

[Guadge]

Yes - of course. When he's feeling better. I will let you know.

[Guadge]

Thank you. That's three down, two to go. Then I'll start on the credit cards!!

[Tinkerbelle]

Well done you!!! Oh how I wish we'd been able to send the Big Boys in though!!

 

Well done

 

Thanks for keeping us all entertained, and I for one, has certainly enjoyed the ride!

[Guadge]

Shall I just 'forget' to let the bailiffs know? I feel bad letting you all down! And he is off sick - there's no way of getting hold of him! No - better not...

Thanks again though!!

[Tinkerbelle]

**Giggle** Now THAT would be funny....

[Guadge]

Guadge, when you speak to the baliff tomorrow, can you find out what he could expect to lift.

 

Could he take computers and laptops for instance? Or desks and chairs?

 

And do they lift value multiplied by any factor to make up for a shortcoming when reselling?

 

(I've heard a figure of debt x 4 to make up for the shortfall)

 

Thanks

 

Deemacperth - I just phoned the court, and they said they'd get Colin to call me as soon as he's back, but recommended a website link that may be of interest;

 

http://www.hmcourts-service.gov.uk/infoabout/enforcement/warrant/bailiff.htm

 

Hope that helps!

[sean frampton]

Congrats. that is excellent..

 

Well done.

 

Happy days

[sgt_bilko]

Congratulations do do do do do

 

 

Happy Spending,

 

 

Peace Man

[Guadge]

Just to let you all know what a fantastic morning I am having!!

I logged onto my online banking websites first thing, and have been refunded almost £4000 from another bank (who I agreed not to name!) and my £1500 from Halifax. All in the same hour!! I noticed that Halifax had taken a £39 charge from my account this morning, so sent an email to their solicitor who eventually did sort out my case yesterday, and stated that I would start a brand new court claim on Monday if this charge wasn't refunded immediately. No notice, nothing!!

And hey presto - 30 minutes later, they've refunded that too!!

I am now sitting here working out all my credit card charges to start all over again.

So - it really, really works - keep at 'em!! xx

[mechs]

Wow Guadge!!! Wife and I are so very happy for you! We would be over the moon too! And what encouragement for those of us still in the process of claiming back our money!