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Defaults reporting twice


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It is fairly normal practice. It is unfair and there seems nothing can be done about it.

 

However, complain to the CRA and see what they have to say.

However, I can tell you that the CRAs are out of control.

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maybe won't work with barclays as oc, but lowell have done this to me twice with an egg and cahoot account. i contacted the cra and asked for the oc defaults to be removed. this they did. my reasoning was that if i kept the lowell ones then i felt i was in a better bargaining position to have the defaults removed as part of a settlement offer. through pressure (and threats of legal action) lowell have since removed the egg default without receiving any more cash from me, and i am working on the cahoot one in a similar vein. the ico is also investigating, so that should add leverage.

 

Forgot to say: when challenging a default through the cra, lowell had the audacity to reply by telling the cra to tell me to contact the oc as the oc had placed the default. **** of the earth!

Edited by craigers
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  • 2 months later...

* removed * I was not aware lowells are welcomed to operate on this forum.

Edited by shamen
* removed * I was not aware lowells are welcomed to operate on this forum.
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